ogmer

In Depth Analysis of Laona, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Laona, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Laona, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Laona 2 Beds, 1 Bath, 1580 sqft $173,000 $65
Rockvale 3 Beds, 1 Bath, 1,590 sqft $166,000 $43
Lamont, WI 4 Beds, 2 Baths, 2,140 sqft $255,000 $41
Blue Mounds, WI 3 Beds, 2 Baths, 1,740 sqft $166,000 $51
Belvidere 4 Beds, 3 Baths, 3,250 sqft $497,000 $153
Poplar Grove 2 Beds, 1 Bath, 1,260 sqft $134,000 $53
Lauderdale Lakes, WI 3 Beds, 2 Baths, 1,540 sqft $205,000 $84
Waunakee, WI 2 Beds, 1 Bath, 1,060 sqft $110,000 $38
Monona, WI 3 Beds, 1 Bath, 1,310 sqft $104,000 $63
Berreman 4 Beds, 1 Bath, 2,400 sqft $272,000 $155
West Point 2 Beds, 1 Bath, 1,070 sqft $139,000 $56
Mount Carroll 2 Beds, 1 Bath, 1,470 sqft $222,000 $72
Rock, WI 4 Beds, 1 Bath, 3,250 sqft $404,000 $127
Rockford 4 Beds, 1 Bath, 3,360 sqft $589,000 $179
Blooming Grove, WI 2 Beds, 1 Bath, 1,190 sqft $148,000 $54
Oneco 4 Beds, 1 Bath, 2,400 sqft $363,000 $125
Rockton 2 Beds, 1 Bath, 1,080 sqft $104,000 $59
Dunham 2 Beds, 1 Bath, 1,560 sqft $223,000 $88
Steward 3 Beds, 2 Baths, 2,250 sqft $247,000 $110
Monticello, WI 3 Beds, 1 Bath, 2,130 sqft $282,000 $80
Waldwick, WI 3 Beds, 2 Baths, 1,840 sqft $335,000 $112

If your Laona, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Laona:

Claim Typical Claim Amount
WIND $8,500
SMOKE $42,500
THEFT/BURGLARY $2,000

Your Laona, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Jim Kelly Ins Agency Inc, 3318 n main street, Rockford, IL, 61103 (815) 986-0133
  • Farmers: Mark Wojciechowski, 7401 n 2nd st, Machesney Park, IL, 61115 (815) 636-8200
  • Travelers: Tricor Inc, 2031 riverside dr, Beloit, WI, 53512 608-365-5551
  • Liberty Mutual Independent: Broadmoor Agency Inc, 321 west state st 10th floor, Rockford, IL, 61101 815-965-6700
  • State Farm: Chris Shields, 7700 n 2nd st, Machesney Pk, IL, 61115-2872 815-637-1111

Your Background Impacts Your Home Insurance Quotes

Here is a list of Laona, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $50 to $75,000 3 Pets, Non-Smoker $430
Unemployed Up to 499 Credit Score <$25,000 1 Pet, Smoker $120
Freelancer 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $170