ogmer

Amazing St. Jacob, IL Home Insurance Rates Research

Read amazing research on St. Jacob, IL Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in St. Jacob, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for St. Jacob, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
St. Jacob 3 Beds, 1 Bath, 2050 sqft $238,000 $67
Pasadena Hills, MO 2 Beds, 1 Bath, 1,050 sqft $85,000 $20
Shiloh Valley 2 Beds, 1 Bath, 1,750 sqft $157,000 $46
Lake 4 Beds, 2 Baths, 2,130 sqft $318,000 $59
Riverview, MO 4 Beds, 2 Baths, 3,040 sqft $300,000 $67
St. Clair 3 Beds, 1 Bath, 2,170 sqft $198,000 $72
Addieville 4 Beds, 1 Bath, 3,280 sqft $377,000 $82
Stites 2 Beds, 1 Bath, 1,300 sqft $154,000 $55
Shipman 4 Beds, 3 Baths, 2,640 sqft $242,000 $81
Raymond 2 Beds, 1 Bath, 1,590 sqft $131,000 $69
Lindenwood, MO 2 Beds, 1 Bath, 1,100 sqft $152,000 $32
Peaceful Village, MO 3 Beds, 2 Baths, 2,310 sqft $278,000 $91
Smithton 3 Beds, 2 Baths, 2,070 sqft $163,000 $91
Valmeyer 3 Beds, 1 Bath, 2,050 sqft $201,000 $67
Crystal City, MO 3 Beds, 1 Bath, 2,030 sqft $128,000 $32
Rountree 3 Beds, 1 Bath, 2,040 sqft $212,000 $43
Raccoon 3 Beds, 1 Bath, 1,230 sqft $176,000 $60
Winchester, MO 3 Beds, 2 Baths, 2,030 sqft $186,000 $70
Polk 3 Beds, 2 Baths, 1,240 sqft $82,000 $27
Murphy, MO 4 Beds, 3 Baths, 2,700 sqft $240,000 $101
New Douglas 4 Beds, 2 Baths, 3,280 sqft $338,000 $74

If your St. Jacob, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in St. Jacob:

Claim Typical Claim Amount
WATER DAMAGE $20,500
OPTIONAL COVERAGE LOSSES $17,000
THEFT/BURGLARY $1,500

Your St. Jacob, IL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Steck-Cooper & Co, 2810 frank scott pkwy w ste 804, Belleville, IL, 62223 (618) 277-6650
  • Travelers: Ziegler Jacob Insurance Agency, 401 walnut st, Highland, IL, 62249 618-654-2306
  • Farmers: Melvin Hollandsworth Lutcf, 3710 pontoon rd, Granite City, IL, 62040 (618) 797-0070
  • State Farm: Charles Williams, 2209 vandalia st, Collinsville, IL, 62234-4855 618-345-2855
  • Allstate: Don Forhan, 6909 w main st, Belleville, IL, 62223 (618) 398-8434

Your Background Impacts Your Home Insurance Quotes

Here is a list of St. Jacob, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 1 Pet, Non-Smoker $600
Freelancer 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $150
Part Time Job 800-850 Credit Score <$25,000 2 Pets, Smoker $310