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In Depth Analysis of Petersburg, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Petersburg, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Petersburg, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Petersburg 2 Beds, 1 Bath, 1110 sqft $80,000 $28
Cass 3 Beds, 1 Bath, 2,230 sqft $152,000 $52
Bluffs 2 Beds, 1 Bath, 1,280 sqft $77,000 $20
Jacksonville No. 8 3 Beds, 1 Bath, 1,390 sqft $97,000 $23
Bluffs 2 Beds, 1 Bath, 1,260 sqft $57,000 $31
Chapin 2 Beds, 1 Bath, 1,040 sqft $77,000 $19
Cantrall 2 Beds, 1 Bath, 1,110 sqft $49,000 $24
Jacksonville No. 7 2 Beds, 1 Bath, 1,080 sqft $75,000 $27
Niantic 3 Beds, 1 Bath, 2,230 sqft $129,000 $91
Curran 3 Beds, 1 Bath, 2,090 sqft $131,000 $78
Exeter 2 Beds, 1 Bath, 1,320 sqft $97,000 $43
Williamsville 3 Beds, 1 Bath, 2,390 sqft $162,000 $54
Waterford 2 Beds, 1 Bath, 1,280 sqft $104,000 $28
Newmansville 3 Beds, 1 Bath, 1,990 sqft $152,000 $63
East Lincoln 3 Beds, 1 Bath, 1,570 sqft $156,000 $49
East Peoria 2 Beds, 1 Bath, 1,260 sqft $66,000 $22
Kincaid 3 Beds, 2 Baths, 1,650 sqft $106,000 $21
Jacksonville No. 13 3 Beds, 1 Bath, 1,950 sqft $177,000 $45
Cooper 3 Beds, 2 Baths, 1,720 sqft $105,000 $42
Williams 2 Beds, 1 Bath, 1,430 sqft $130,000 $24
Danvers 3 Beds, 2 Baths, 2,390 sqft $157,000 $58

If your Petersburg, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Petersburg:

Claim Typical Claim Amount
WATER DAMAGE $27,500
PHYSICAL DAMAGE $4,000
THEFT/BURGLARY $2,000

Your Petersburg, IL insurance agent (see examples below) can help with your claims.

  • Farmers: Matt Hamilton, 2925 s meadowbrook rd ste f, Springfield, IL, 62711 (217) 726-6288
  • Travelers: Gillmore-Allen Insurance Agency Inc, 605 old salem rd, Petersburg, IL, 62675 217-632-3007
  • Liberty Mutual Independent: American Central Insurance Agency Inc, 3300 hedley rd, Springfield, IL, 62711 217-698-9000
  • State Farm: Mike Sauer, 2025 w iles ave ste d, Springfield, IL, 62704-4197 217-787-5400
  • Allstate: Douglas Mayfield, 400 chatham rd ste 101a, Springfield, IL, 62704 (217) 787-9500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Petersburg, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 2 Pets, Smoker $310
Freelancer Up to 499 Credit Score $75 to $100,000 1 Pet, Non-Smoker $150
Retired 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $290