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This startling study about Avena, IL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Avena, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Avena, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Avena 4 Beds, 1 Bath, 1750 sqft $116,000 $37
Carson 3 Beds, 1 Bath, 1,300 sqft $72,000 $21
Vandalia 4 Beds, 3 Baths, 3,240 sqft $165,000 $40
Cisne 4 Beds, 1 Bath, 2,410 sqft $136,000 $47
Shoal Creek 4 Beds, 1 Bath, 3,250 sqft $207,000 $60
Litchfield 3 Beds, 1 Bath, 1,560 sqft $68,000 $36
Romine 4 Beds, 2 Baths, 3,160 sqft $122,000 $55
Macon 2 Beds, 1 Bath, 1,310 sqft $94,000 $20
Oconee 2 Beds, 1 Bath, 1,540 sqft $115,000 $35
Altamont 2 Beds, 1 Bath, 1,140 sqft $57,000 $20
Moccasin 3 Beds, 1 Bath, 2,180 sqft $187,000 $46
Greenup 3 Beds, 1 Bath, 2,170 sqft $125,000 $51
Clarksburg 4 Beds, 2 Baths, 2,220 sqft $95,000 $36
Clement 2 Beds, 1 Bath, 1,710 sqft $93,000 $42
Fillmore 4 Beds, 1 Bath, 2,940 sqft $188,000 $50
Beckemeyer 2 Beds, 1 Bath, 1,710 sqft $118,000 $42
Grove 2 Beds, 1 Bath, 1,130 sqft $81,000 $22
Olney 4 Beds, 1 Bath, 3,220 sqft $209,000 $65
Johnson 3 Beds, 2 Baths, 1,680 sqft $110,000 $41
Greenville 2 Beds, 1 Bath, 980 sqft $50,000 $10
Avena 3 Beds, 1 Bath, 2,130 sqft $142,000 $75

If your Avena, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Avena:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
SMOKE $42,500
WATER DAMAGE $27,500

Your Avena, IL insurance agent (see examples below) can help with your claims.

  • State Farm: Leon Gobczynski, 312 w wabash avenue, Effingham, IL, 62401-2668 217-347-4115
  • Allstate: Brandy Drenckpohl, 603 w jefferson ave, Effingham, IL, 62401 (217) 347-5113
  • Liberty Mutual Independent: Mckellar Robertson & Mccarty & Click Ins, 500 w gallatin st, Vandalia, IL, 62471 (618) 283-4200
  • Erie: Willms & Yakel Insurance Agency, 411 w gallatin street, Vandalia, IL, 62471
  • Liberty Mutual Independent: Mckellar Robertson & Mccarty & Click Ins, 500 w gallatin, Vandalia, IL, 62471

Your Background Impacts Your Home Insurance Quotes

Here is a list of Avena, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 1 Pet, Smoker $440
Retired 800-850 Credit Score $25 to 50,000 3 Pets, Non-Smoker $80
Full Time Job Up to 499 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $480