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Understand never seen data about Ramsey, IL Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Ramsey, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ramsey, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ramsey 2 Beds, 1 Bath, 1560 sqft $86,000 $56
Owaneco 3 Beds, 1 Bath, 1,400 sqft $114,000 $40
Bowling Green 3 Beds, 1 Bath, 2,040 sqft $100,000 $33
Tamalco 3 Beds, 2 Baths, 2,120 sqft $144,000 $40
Lucas 3 Beds, 2 Baths, 1,570 sqft $80,000 $30
Blair 3 Beds, 2 Baths, 1,790 sqft $73,000 $36
Schram City 2 Beds, 1 Bath, 980 sqft $53,000 $21
Locust 3 Beds, 1 Bath, 1,470 sqft $69,000 $32
Mulberry Grove 3 Beds, 1 Bath, 1,450 sqft $94,000 $25
Sumpter 2 Beds, 1 Bath, 1,760 sqft $132,000 $34
Alma 3 Beds, 1 Bath, 2,170 sqft $109,000 $42
Bois D'Arc 3 Beds, 1 Bath, 1,550 sqft $96,000 $32
Junction City 2 Beds, 1 Bath, 1,000 sqft $54,000 $15
Iola 2 Beds, 1 Bath, 1,280 sqft $82,000 $18
Kaskaskia 2 Beds, 1 Bath, 1,510 sqft $99,000 $31
Niantic 3 Beds, 1 Bath, 1,370 sqft $119,000 $25
Morrisonville 3 Beds, 2 Baths, 1,890 sqft $127,000 $43
Wheatland 2 Beds, 1 Bath, 930 sqft $53,000 $14
Keyesport 3 Beds, 1 Bath, 1,620 sqft $113,000 $35
Smithboro 3 Beds, 1 Bath, 1,410 sqft $75,000 $20
Grand Prairie 2 Beds, 1 Bath, 1,420 sqft $70,000 $25

If your Ramsey, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ramsey:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
WIND $8,500
WATER DAMAGE $27,500

Your Ramsey, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Siegert-Lees Insurance, 28 e 2nd st , Pana, IL, 62557 (217) 703-4112
  • State Farm: Dan Lutz, 9 n main st, Altamont, IL, 62411-1446 618-483-6920
  • Erie: Koonce Insurance Agency Inc., 306 e first street suite a, Pana, IL, 62557
  • Allstate: Willms And Yakel Insurance, 411 w gallatin st, Vandalia, IL, 62471 (618) 283-0120
  • Liberty Mutual Independent: Mckellar Robertson & Mccarty & Click Ins, 500 w gallatin st, Vandalia, IL, 62471 (618) 283-4200

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ramsey, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income No Pets, Smoker $60
Freelancer 550-599 Credit Score $100 to $150,000 3 Pets, Non-Smoker $30
Full Time Job 700-749 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $220