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In Depth West Point, IL Home Insurance Rates Analysis

In Depth Analysis of West Point, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in West Point, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for West Point, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
West Point 3 Beds, 2 Baths, 2010 sqft $157,000 $46
Chadwick 2 Beds, 1 Bath, 1,670 sqft $117,000 $59
Shullsburg, WI 3 Beds, 2 Baths, 1,850 sqft $178,000 $43
Mount Morris 4 Beds, 1 Bath, 1,920 sqft $133,000 $67
Rush 2 Beds, 1 Bath, 1,670 sqft $152,000 $45
Mount Horeb, WI 4 Beds, 3 Baths, 2,960 sqft $237,000 $82
Avon, WI 4 Beds, 1 Bath, 1,610 sqft $158,000 $45
Monroe, WI 4 Beds, 2 Baths, 1,780 sqft $91,000 $41
Fulton, WI 4 Beds, 3 Baths, 1,610 sqft $91,000 $48
Kendall, WI 4 Beds, 1 Bath, 2,270 sqft $214,000 $68
Fenton 2 Beds, 1 Bath, 1,740 sqft $117,000 $61
Ridott 4 Beds, 2 Baths, 2,050 sqft $193,000 $60
Davis Junction 3 Beds, 2 Baths, 1,780 sqft $170,000 $74
Clyde 4 Beds, 1 Bath, 2,390 sqft $223,000 $73
Jordan 3 Beds, 2 Baths, 2,260 sqft $127,000 $64
Prairie Creek, IA 4 Beds, 2 Baths, 2,930 sqft $202,000 $76
Mosalem, IA 2 Beds, 1 Bath, 1,000 sqft $85,000 $24
Barneveld, WI 2 Beds, 1 Bath, 1,590 sqft $101,000 $49
Erin 4 Beds, 3 Baths, 1,950 sqft $169,000 $34
White Oak Springs, WI 2 Beds, 1 Bath, 1,330 sqft $91,000 $31
Verona, WI 2 Beds, 1 Bath, 1,670 sqft $102,000 $42

If your West Point, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in West Point:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
THEFT/BURGLARY $2,000
WIND $8,500

Your West Point, IL insurance agent (see examples below) can help with your claims.

  • Farmers: Lynn Kempel, 1255 w empire st ste 7, Freeport, IL, 61032 (815) 297-9900
  • Travelers: Freeport Insurance Center Inc, 646 w stephenson st, Freeport, IL, 61032 815-235-4121
  • Liberty Mutual Independent: Dave Mosher & Assoc Ins Serv Inc, 127 w 8th st, Monroe, WI, 53566 (608) 325-2111
  • State Farm: Ted Frits, 523 n brewster, Freeport, IL, 61032-3108 815-232-5210
  • Allstate: Dave Mosher & Assoc, 127 w 8th st, Monroe, WI, 53566 (608) 325-2111

Your Background Impacts Your Home Insurance Quotes

Here is a list of West Point, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $360
Unemployed 750-799 Credit Score No Income 1 Pet, Non-Smoker $60
Part Time Job 600-649 Credit Score <$25,000 No Pets, Smoker $370