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The issues listed mainly affect Scott, IL Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Scott, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Scott, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Scott 3 Beds, 2 Baths, 1760 sqft $149,000 $45
Tower Lakes 3 Beds, 1 Bath, 1,860 sqft $155,000 $48
Hanover, WI 2 Beds, 1 Bath, 1,350 sqft $112,000 $39
Grafton 4 Beds, 2 Baths, 3,130 sqft $257,000 $114
Shabbona 3 Beds, 2 Baths, 1,250 sqft $100,000 $55
Westfield 4 Beds, 2 Baths, 1,860 sqft $164,000 $75
Flagg 3 Beds, 1 Bath, 1,390 sqft $177,000 $45
Davis Junction 3 Beds, 1 Bath, 1,300 sqft $132,000 $41
Lyndon 3 Beds, 1 Bath, 1,740 sqft $156,000 $57
Rutland 4 Beds, 2 Baths, 2,690 sqft $244,000 $97
Spring 4 Beds, 1 Bath, 2,060 sqft $266,000 $82
Bradford, WI 2 Beds, 1 Bath, 1,020 sqft $117,000 $35
Clarno, WI 4 Beds, 2 Baths, 2,400 sqft $277,000 $91
Sugar Creek, WI 4 Beds, 3 Baths, 1,770 sqft $124,000 $54
Eagle Point 4 Beds, 3 Baths, 3,250 sqft $255,000 $49
Buffalo 4 Beds, 1 Bath, 2,850 sqft $203,000 $74
Northville 2 Beds, 1 Bath, 1,080 sqft $81,000 $31
Mendota 2 Beds, 1 Bath, 1,210 sqft $119,000 $47
Timberlane 2 Beds, 1 Bath, 1,340 sqft $162,000 $46
Wysox 4 Beds, 3 Baths, 2,320 sqft $176,000 $79
LeRoy 3 Beds, 2 Baths, 2,180 sqft $206,000 $79

If your Scott, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Scott:

Claim Typical Claim Amount
WIND $8,500
PHYSICAL DAMAGE $4,000
OPTIONAL COVERAGE LOSSES $18,000

Your Scott, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Jim Kelly Ins Agency Inc, 3318 n main street, Rockford, IL, 61103 (815) 986-0133
  • Liberty Mutual Independent: Broadmoor Agency Inc, 321 w state st, Rockford, IL, 61101 (815) 965-6700
  • Travelers: Northern Illinois Insurance Agency Inc, 6090 strathmoor dr ste 3, Rockford, IL, 61107 815-226-9353
  • Farmers: Chris Sherrard, 5301 e state st ste 122, Rockford, IL, 61108 (815) 316-0370
  • State Farm: Guy Sikora, 929 s alpine rd ste 208, Rockford, IL, 61108-3939 815-226-1480

Your Background Impacts Your Home Insurance Quotes

Here is a list of Scott, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Smoker $140
Freelancer 800-850 Credit Score $100 to $150,000 3 Pets, Non-Smoker $1,300
Unemployed Up to 499 Credit Score No Income 1 Pet, Smoker $130