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In Depth Analysis of Carthage, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Carthage, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Carthage, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Carthage 3 Beds, 2 Baths, 1610 sqft $93,000 $29
Flint River, IA 4 Beds, 2 Baths, 3,020 sqft $125,000 $74
Lamoine 2 Beds, 1 Bath, 920 sqft $52,000 $14
New Salem 2 Beds, 1 Bath, 1,480 sqft $96,000 $32
Carman 4 Beds, 2 Baths, 2,510 sqft $179,000 $57
St. Francisville, MO 2 Beds, 1 Bath, 1,070 sqft $70,000 $24
Terre Haute 2 Beds, 1 Bath, 1,280 sqft $105,000 $34
Indian Point 2 Beds, 1 Bath, 1,730 sqft $90,000 $44
Lewistown, MO 3 Beds, 1 Bath, 1,770 sqft $114,000 $59
Chili 2 Beds, 1 Bath, 1,310 sqft $67,000 $43
Chambersburg 4 Beds, 1 Bath, 2,300 sqft $163,000 $47
Versailles 4 Beds, 1 Bath, 2,960 sqft $170,000 $97
Bowen 3 Beds, 1 Bath, 1,590 sqft $137,000 $45
Hale 4 Beds, 3 Baths, 2,590 sqft $192,000 $71
Coldbrook 4 Beds, 2 Baths, 2,780 sqft $210,000 $56
Gulf Port 4 Beds, 3 Baths, 2,410 sqft $167,000 $57
Houghton, IA 3 Beds, 1 Bath, 2,180 sqft $186,000 $93
Mound Station 3 Beds, 1 Bath, 1,590 sqft $78,000 $44
Plymouth 2 Beds, 1 Bath, 1,560 sqft $108,000 $44
Nauvoo 2 Beds, 1 Bath, 1,310 sqft $98,000 $29
Sweet Home, MO 4 Beds, 3 Baths, 3,370 sqft $315,000 $76

If your Carthage, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Carthage:

Claim Typical Claim Amount
SMOKE $42,500
WATER DAMAGE $27,500
THEFT/BURGLARY $2,000

Your Carthage, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Greater Midstates Insurance Agency Inc, 116 north 3rd st, Keokuk, IA, 52632 319-524-3640
  • State Farm: Kris Dornbush, 57 south adams, Carthage, IL, 62321-1433 217-357-3153
  • Allstate: Ramsey Fin Services, po box 146, Bowen, IL, 62316 (217) 842-5240
  • Liberty Mutual Independent: Jay K Jones Dba Jones Insurance Agency, 125 e main st, La Harpe, IL, 61450 (217) 659-7786
  • Travelers: Wayne S Marting Ins & Real Estate, 1235 mulholland street, Nauvoo, IL, 62354 217-453-6344

Your Background Impacts Your Home Insurance Quotes

Here is a list of Carthage, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 2 Pets, Smoker $100
Unemployed 800-850 Credit Score No Income 3 Pets, Non-Smoker $200
Part Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $360