The variables explained here drive your Hardin County, Illinois Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Hardin County, IL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Hardin County | 2 Beds, 1 Bath, 1430 sqft | $71,000 | $22 |
| Vienna | 2 Beds, 1 Bath, 1,270 sqft | $71,000 | $32 |
| Nebo, KY | 2 Beds, 1 Bath, 1,420 sqft | $82,000 | $21 |
| Jefferson No. 4 | 2 Beds, 1 Bath, 1,170 sqft | $57,000 | $17 |
| Pigeon, IN | 2 Beds, 1 Bath, 1,350 sqft | $85,000 | $29 |
| Camelia, KY | 2 Beds, 1 Bath, 1,000 sqft | $69,000 | $21 |
| Vienna No. 3 | 2 Beds, 1 Bath, 1,360 sqft | $52,000 | $21 |
| Salem, KY | 2 Beds, 1 Bath, 1,180 sqft | $75,000 | $33 |
| Flannigan | 3 Beds, 2 Baths, 1,670 sqft | $108,000 | $39 |
| Cambria | 3 Beds, 1 Bath, 2,300 sqft | $120,000 | $52 |
| Belknap | 3 Beds, 1 Bath, 2,270 sqft | $168,000 | $53 |
| Simpson | 2 Beds, 1 Bath, 1,690 sqft | $94,000 | $43 |
| Springerton | 2 Beds, 1 Bath, 1,560 sqft | $89,000 | $22 |
| Hanson, KY | 3 Beds, 2 Baths, 2,160 sqft | $126,000 | $23 |
| Kevil, KY | 3 Beds, 2 Baths, 2,310 sqft | $123,000 | $43 |
| Madisonville, KY | 2 Beds, 1 Bath, 900 sqft | $66,000 | $15 |
| Ridgway | 3 Beds, 2 Baths, 1,230 sqft | $87,000 | $27 |
| Manitou, KY | 3 Beds, 1 Bath, 2,280 sqft | $174,000 | $67 |
| Metropolis No. 4 | 3 Beds, 1 Bath, 1,730 sqft | $83,000 | $34 |
| Metropolis | 2 Beds, 1 Bath, 1,180 sqft | $79,000 | $20 |
| Eddyville No. 6 | 2 Beds, 1 Bath, 1,180 sqft | $52,000 | $18 |
Here are some typical claims filed in Hardin County:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $9,500 |
| WATER DAMAGE | $23,000 |
| SMOKE | $31,500 |
Your Hardin County, IL insurance agent (see examples below) can help with your claims.
Here is a list of Hardin County, IL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 600-649 Credit Score | <$25,000 | 3 Pets, Smoker | $190 |
| Freelancer | 650-699 Credit Score | $50 to $75,000 | 1 Pet, Smoker | $210 |
| Full Time Job | 500-549 Credit Score | $25 to 50,000 | No Pets, Smoker | $160 |