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Gain useful knowledge on Mount Sterling, IL Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Mount Sterling, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mount Sterling, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mount Sterling 2 Beds, 1 Bath, 1120 sqft $54,000 $18
Terre Haute 3 Beds, 1 Bath, 2,260 sqft $116,000 $55
Panther Creek 3 Beds, 1 Bath, 1,990 sqft $177,000 $46
South Jacksonville 2 Beds, 1 Bath, 1,200 sqft $97,000 $37
Bushnell 4 Beds, 3 Baths, 2,770 sqft $163,000 $79
Lamoine 3 Beds, 2 Baths, 1,700 sqft $104,000 $60
Bardolph 4 Beds, 1 Bath, 2,860 sqft $169,000 $58
Mason, MO 3 Beds, 1 Bath, 1,330 sqft $74,000 $30
Plymouth 3 Beds, 2 Baths, 2,090 sqft $132,000 $41
New Salem 2 Beds, 1 Bath, 1,300 sqft $68,000 $23
Patterson 3 Beds, 2 Baths, 1,590 sqft $92,000 $33
Loraine 2 Beds, 1 Bath, 1,330 sqft $81,000 $21
Ripley 4 Beds, 3 Baths, 2,730 sqft $156,000 $39
Ipava 4 Beds, 1 Bath, 2,850 sqft $130,000 $37
Sinclair 2 Beds, 1 Bath, 1,310 sqft $59,000 $17
Bluffs 2 Beds, 1 Bath, 1,510 sqft $82,000 $27
Palmyra, MO 2 Beds, 1 Bath, 1,430 sqft $90,000 $56
Petersburg No. 13 2 Beds, 1 Bath, 1,580 sqft $84,000 $56
Meredosia 4 Beds, 1 Bath, 2,030 sqft $142,000 $26
Ashburn, MO 3 Beds, 1 Bath, 2,130 sqft $111,000 $32
Littleton 2 Beds, 1 Bath, 1,570 sqft $80,000 $21

If your Mount Sterling, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mount Sterling:

Claim Typical Claim Amount
SMOKE $42,500
WIND $8,500
OPTIONAL COVERAGE LOSSES $18,000

Your Mount Sterling, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Cason Huff And Schlueter Inc, 111 w washington st, Mt Sterling, IL, 62353 217-773-3397
  • State Farm: Bob Masten, 10054 us highway 67, Beardstown, IL, 62618 217-323-2688
  • Erie: Midstate Insurance Agency Inc., 106 w quincy street, Griggsville, IL, 62340
  • Liberty Mutual Independent: Desollar & Wessler Bros Agency, 111 w main st, Beardstown, IL, 62618 (217) 323-2623
  • State Farm: Carolyn Wright, 1 charles st, Rushville, IL, 62681-9396 217-322-4228

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mount Sterling, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Non-Smoker $120
Unemployed 700-749 Credit Score No Income More than 3 Pets at home, Non-Smoker $450
Freelancer 800-850 Credit Score $50 to $75,000 1 Pet, Non-Smoker $20