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The issues listed mainly affect Ludlow, IL Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Ludlow, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ludlow, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ludlow 4 Beds, 3 Baths, 2370 sqft $157,000 $38
Bowdre 2 Beds, 1 Bath, 1,430 sqft $71,000 $43
Embarrass 2 Beds, 1 Bath, 1,540 sqft $86,000 $42
Potomac 4 Beds, 3 Baths, 2,560 sqft $224,000 $56
Paxton 2 Beds, 1 Bath, 1,570 sqft $157,000 $39
Indian Grove 3 Beds, 2 Baths, 1,690 sqft $90,000 $29
Young America 4 Beds, 3 Baths, 1,650 sqft $68,000 $35
Bellflower 4 Beds, 2 Baths, 2,670 sqft $169,000 $59
Compromise 3 Beds, 2 Baths, 1,320 sqft $61,000 $26
Downs 4 Beds, 3 Baths, 3,270 sqft $153,000 $79
Loda 3 Beds, 1 Bath, 2,260 sqft $175,000 $53
Blount 2 Beds, 1 Bath, 1,580 sqft $76,000 $20
Monticello 2 Beds, 1 Bath, 1,540 sqft $69,000 $26
Martin 4 Beds, 2 Baths, 1,780 sqft $98,000 $43
Nixon 2 Beds, 1 Bath, 1,140 sqft $93,000 $26
Ogden 3 Beds, 1 Bath, 1,740 sqft $114,000 $52
Round Grove 2 Beds, 1 Bath, 1,100 sqft $70,000 $31
Penfield 3 Beds, 1 Bath, 2,340 sqft $148,000 $48
Oakland 3 Beds, 2 Baths, 2,350 sqft $110,000 $53
Clifton 4 Beds, 3 Baths, 2,030 sqft $114,000 $37
Emington 3 Beds, 2 Baths, 1,570 sqft $90,000 $46

If your Ludlow, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ludlow:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $18,000
PHYSICAL DAMAGE $4,000
SMOKE $42,500

Your Ludlow, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Champaign Insurance Group X Inc, 804 e eastwood center ste 7b, Mahomet, IL, 61853 217-586-5410
  • State Farm: Chris Booth, 1713 s state street suite 102, Champaign, IL, 61820-7265 217-356-1500
  • Allstate: Michael Rudicil, 3801 ge rd ste 2b, Bloomington, IL, 61704 (309) 663-8918
  • Erie: Thomas & Ellars Insurance Agency Inc., 401 devonshire drive, Champaign, IL, 61820
  • Liberty Mutual Independent: Brown Hobbs & Mc Murray Insurance, 118 n race st, Urbana, IL, 61801 (217) 367-4011

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ludlow, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $25 to 50,000 3 Pets, Non-Smoker $510
Unemployed Up to 499 Credit Score No Income 2 Pets, Non-Smoker $320
Part Time Job 700-749 Credit Score $25 to 50,000 No Pets, Non-Smoker $350