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Some really great indicators on Carmi, Illinois Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Carmi, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Carmi, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Carmi 3 Beds, 2 Baths, 1740 sqft $93,000 $27
West Salem 2 Beds, 1 Bath, 1,600 sqft $72,000 $31
Carmi 2 Beds, 1 Bath, 1,010 sqft $60,000 $14
Enfield 2 Beds, 1 Bath, 1,470 sqft $62,000 $17
Oakland City, IN 2 Beds, 1 Bath, 910 sqft $65,000 $29
Browning 2 Beds, 1 Bath, 1,470 sqft $74,000 $27
Beaver Creek 2 Beds, 1 Bath, 1,610 sqft $138,000 $31
Stone Church 3 Beds, 1 Bath, 1,380 sqft $82,000 $21
Lick Prairie 2 Beds, 1 Bath, 1,160 sqft $41,000 $14
Johnsonville 2 Beds, 1 Bath, 1,220 sqft $56,000 $22
Gray 3 Beds, 1 Bath, 1,410 sqft $75,000 $26
Twigg 3 Beds, 1 Bath, 1,200 sqft $86,000 $18
Field 3 Beds, 2 Baths, 1,510 sqft $62,000 $21
Orchard 3 Beds, 1 Bath, 2,240 sqft $138,000 $42
Elm River 2 Beds, 1 Bath, 1,430 sqft $119,000 $50
Big Mound 3 Beds, 1 Bath, 1,620 sqft $108,000 $26
Sims 2 Beds, 1 Bath, 1,710 sqft $80,000 $22
Norris City 3 Beds, 2 Baths, 2,220 sqft $115,000 $57
Bonpas 3 Beds, 2 Baths, 1,550 sqft $108,000 $40
Elizabethtown 2 Beds, 1 Bath, 910 sqft $58,000 $11
North City 3 Beds, 1 Bath, 1,300 sqft $91,000 $32

If your Carmi, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Carmi:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
SMOKE $31,500
WIND $9,500

Your Carmi, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Burnett Insurance Agency, 115 e cherry st, Carmi, IL, 62821
  • State Farm: Lynn Braden, 301 s jackson st, Mc Leansboro, IL, 62859-1431 618-643-3213
  • Allstate: Chapman Ins Agcy Inc, 402 s jackson st # 399 po box 399, Mc Leansboro, IL, 62859 (618) 643-2014
  • Liberty Mutual Independent: Schultheis Insurance Agency, po box 525 mt┬ávernon, Mount Vernon, IN, 47620
  • Erie: Beacon Insurance Llc, 1284 main street, Mount Vernon, IN, 47620

Your Background Impacts Your Home Insurance Quotes

Here is a list of Carmi, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score <$25,000 2 Pets, Smoker $310
Freelancer 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $460
Retired Up to 499 Credit Score $25 to 50,000 No Pets, Non-Smoker $390