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Gain useful knowledge on Beardstown, Illinois Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Beardstown, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Beardstown, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Beardstown 3 Beds, 1 Bath, 2180 sqft $99,000 $44
Panther Creek 3 Beds, 1 Bath, 2,070 sqft $97,000 $26
Lamoine 2 Beds, 1 Bath, 1,090 sqft $56,000 $19
Tallula No. 11 4 Beds, 1 Bath, 3,190 sqft $265,000 $55
Smithfield 3 Beds, 2 Baths, 1,690 sqft $103,000 $38
Barr 4 Beds, 3 Baths, 1,870 sqft $134,000 $55
Goofy Ridge 2 Beds, 1 Bath, 1,090 sqft $48,000 $16
Bluffs 3 Beds, 1 Bath, 1,780 sqft $122,000 $37
Gilmer 4 Beds, 1 Bath, 3,290 sqft $156,000 $78
Greenview 2 Beds, 1 Bath, 1,050 sqft $46,000 $22
Ball 2 Beds, 1 Bath, 1,590 sqft $110,000 $42
Cooperstown 4 Beds, 2 Baths, 2,630 sqft $215,000 $73
Astoria 3 Beds, 1 Bath, 1,690 sqft $108,000 $23
Keene 2 Beds, 1 Bath, 1,780 sqft $122,000 $33
Beverly 3 Beds, 2 Baths, 2,340 sqft $158,000 $71
Bushnell 2 Beds, 1 Bath, 1,760 sqft $104,000 $29
Ipava 3 Beds, 1 Bath, 1,760 sqft $90,000 $32
Tennessee 4 Beds, 1 Bath, 2,740 sqft $129,000 $42
Fairview 4 Beds, 3 Baths, 3,280 sqft $167,000 $49
Table Grove 3 Beds, 1 Bath, 1,900 sqft $116,000 $33
Mound Station 4 Beds, 3 Baths, 2,740 sqft $165,000 $53

If your Beardstown, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Beardstown:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
WIND $9,500
THEFT/BURGLARY $2,000

Your Beardstown, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Greater Midstates Insurance Agency Inc, 120 railroad st, Chandlerville, IL, 62627 Phone: 217-458-2524
  • State Farm: Carolyn Wright, 114 e main, Mt Sterling, IL, 62353 217-773-4170
  • Liberty Mutual Independent: Desollar & Wessler Bros Agency, 111 w main st, Beardstown, IL, 62618 (217) 323-2623
  • State Farm: Carolyn Wright, 1 charles st, Rushville, IL, 62681 217-322-4228
  • State Farm: Bob Masten, 10054 us highway 67, Beardstown, IL, 62618-8027 217-323-2695

Your Background Impacts Your Home Insurance Quotes

Here is a list of Beardstown, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $210
Freelancer 600-649 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $240
Unemployed Up to 499 Credit Score <$25,000 3 Pets, Non-Smoker $390