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This fantastic information on Richmond, Illinois Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Richmond, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Richmond, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Richmond 2 Beds, 1 Bath, 1560 sqft $150,000 $38
Westmont 3 Beds, 2 Baths, 1,860 sqft $315,000 $41
Norridge 4 Beds, 3 Baths, 2,430 sqft $296,000 $165
Hartland, WI 2 Beds, 1 Bath, 1,360 sqft $155,000 $97
Park Ridge 4 Beds, 2 Baths, 3,070 sqft $590,000 $165
Virgil 3 Beds, 2 Baths, 2,120 sqft $234,000 $86
Western Springs 3 Beds, 1 Bath, 1,860 sqft $366,000 $154
Wayne 2 Beds, 1 Bath, 1,490 sqft $235,000 $69
Ela 3 Beds, 2 Baths, 1,400 sqft $227,000 $73
South Beloit 3 Beds, 1 Bath, 2,160 sqft $224,000 $128
Lynnville 3 Beds, 1 Bath, 1,780 sqft $224,000 $73
River Grove 3 Beds, 1 Bath, 1,430 sqft $215,000 $91
Wales, WI 2 Beds, 1 Bath, 1,250 sqft $234,000 $89
Round Lake Beach 3 Beds, 1 Bath, 1,680 sqft $270,000 $80
West Milwaukee, WI 4 Beds, 1 Bath, 1,950 sqft $273,000 $124
Bannockburn 2 Beds, 1 Bath, 1,490 sqft $215,000 $49
Kenilworth 4 Beds, 2 Baths, 1,700 sqft $165,000 $59
Cold Spring, WI 2 Beds, 1 Bath, 1,490 sqft $223,000 $83
Yorkville, WI 2 Beds, 1 Bath, 1,470 sqft $135,000 $48
Glencoe 2 Beds, 1 Bath, 1,620 sqft $195,000 $132
Villa Park 2 Beds, 1 Bath, 1,720 sqft $215,000 $94

If your Richmond, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Richmond:

Claim Typical Claim Amount
WIND $9,500
PHYSICAL DAMAGE $4,500
THEFT/BURGLARY $2,000

Your Richmond, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Pat Muir Agency Inc, 301 n cedar lake rd, Round Lake, IL, 60073-3215 (847) 546-6100
  • Liberty Mutual Independent: Mars Insurance Agency Inc, 9 se virginia rd crystal lake, Crystal Lake, IL, 60014
  • Travelers: Mangold Insurance Inc, 1050 milwaukee ave ste 100, Burlington, WI, 53105 262-763-7644
  • Farmers: Steven Johnson, 120 elkhorn rd, Williams Bay, WI, 53191 (262) 245-0555
  • State Farm: Phil Horn, 105 w main st, Cary, IL, 60013-2718 847-639-9467

Your Background Impacts Your Home Insurance Quotes

Here is a list of Richmond, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score >$150,000 More than 3 Pets at home, Smoker $470
Freelancer 650-699 Credit Score $100 to $150,000 2 Pets, Smoker $1,250
Part Time Job 600-649 Credit Score <$25,000 3 Pets, Smoker $1,030