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The variables explained here drive your Lake Bluff, Illinois Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Lake Bluff, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lake Bluff, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lake Bluff 5 Beds, 3 Baths, 2180 sqft $428,000 $218
Huntley 5 Beds, 4 Baths, 2,640 sqft $708,000 $192
Rosemont 3 Beds, 1 Bath, 1,280 sqft $369,000 $108
West Chicago 5 Beds, 4 Baths, 4,040 sqft $1,511,000 $382
Gages Lake 3 Beds, 2 Baths, 1,640 sqft $395,000 $213
Bloomingdale 4 Beds, 3 Baths, 1,710 sqft $391,000 $94
Potter Lake, WI 4 Beds, 3 Baths, 2,170 sqft $670,000 $143
Geneva, WI 3 Beds, 1 Bath, 2,060 sqft $502,000 $94
Long Grove 5 Beds, 2 Baths, 3,900 sqft $1,138,000 $369
Benton 3 Beds, 1 Bath, 2,230 sqft $583,000 $345
Skokie 4 Beds, 3 Baths, 2,170 sqft $573,000 $217
Hometown 5 Beds, 2 Baths, 3,500 sqft $1,212,000 $340
Chemung 5 Beds, 2 Baths, 2,230 sqft $567,000 $219
Forest View 3 Beds, 1 Bath, 1,740 sqft $604,000 $158
Hazel Crest 3 Beds, 1 Bath, 2,280 sqft $664,000 $115
Knollwood 5 Beds, 4 Baths, 1,890 sqft $642,000 $209
Berwyn 5 Beds, 2 Baths, 1,690 sqft $463,000 $191
Geneva 4 Beds, 1 Bath, 3,350 sqft $1,215,000 $212
Long Lake 4 Beds, 2 Baths, 2,280 sqft $527,000 $163
Dixmoor 5 Beds, 1 Bath, 2,600 sqft $979,000 $407
Vernon Hills 3 Beds, 1 Bath, 1,230 sqft $425,000 $202

If your Lake Bluff, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lake Bluff:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $21,000
PHYSICAL DAMAGE $4,500
THEFT/BURGLARY $2,000

Your Lake Bluff, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Hollinger Services Inc, 220 s. lively blvd, Elk Grove Village, IL, 60007-1600 (847) 437-2184
  • Liberty Mutual Independent: Frimark/Keller & Associates Llc, 1920 thoreau dr n ste 114, Schaumburg, IL, 60173 (847) 227-6068
  • Travelers: Bob Korvas Agency, 8111 n milwaukee, Niles, IL, 60714 847-470-8830
  • Farmers: Jeffrey Sperandio, 655 rockland rd ste 211, Lake Bluff, IL, 60044 (847) 735-1100
  • Liberty Mutual: Eric Burleson, 100 saunders rd suite 140, Lake Forest, IL, 60045 1-847-231-5499

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lake Bluff, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $3,820
Full Time Job Up to 499 Credit Score $100 to $150,000 No Pets, Non-Smoker $270
Part Time Job 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $4,500