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Understand never seen data about Fairfield, Illinois Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Fairfield, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fairfield, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fairfield 3 Beds, 2 Baths, 2330 sqft $123,000 $37
Lawrenceville 2 Beds, 1 Bath, 1,030 sqft $45,000 $29
Macedonia 3 Beds, 2 Baths, 2,380 sqft $117,000 $39
Mount Vernon 2 Beds, 1 Bath, 950 sqft $62,000 $18
Freeman Spur 3 Beds, 1 Bath, 2,190 sqft $145,000 $31
Robinson, IN 2 Beds, 1 Bath, 1,520 sqft $70,000 $22
Golden Gate 2 Beds, 1 Bath, 1,730 sqft $108,000 $23
Cottage 3 Beds, 1 Bath, 1,840 sqft $57,000 $26
Hawthorne 2 Beds, 1 Bath, 1,360 sqft $75,000 $30
Petty 2 Beds, 1 Bath, 1,710 sqft $86,000 $32
Parkersburg 2 Beds, 1 Bath, 1,670 sqft $58,000 $24
Bonnie 3 Beds, 1 Bath, 1,360 sqft $69,000 $22
Orient 3 Beds, 1 Bath, 1,380 sqft $53,000 $26
Berry 3 Beds, 2 Baths, 1,990 sqft $76,000 $46
Shelby No. 1 2 Beds, 1 Bath, 1,140 sqft $40,000 $15
Oskaloosa 3 Beds, 2 Baths, 2,380 sqft $102,000 $42
Fort Branch, IN 3 Beds, 2 Baths, 1,450 sqft $64,000 $23
Barren 2 Beds, 1 Bath, 1,030 sqft $67,000 $18
Elm River 2 Beds, 1 Bath, 1,330 sqft $43,000 $13
Edgewood 2 Beds, 1 Bath, 1,510 sqft $73,000 $18
Carrier Mills 2 Beds, 1 Bath, 1,100 sqft $72,000 $27

If your Fairfield, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fairfield:

Claim Typical Claim Amount
SMOKE $31,500
WIND $9,500
THEFT/BURGLARY $2,000

Your Fairfield, IL insurance agent (see examples below) can help with your claims.

  • State Farm: Doug Aman, 1101 w delaware st, Fairfield, IL, 62837-2315 618-842-6334
  • Allstate: Harris Insurance Agc, 117 se 2nd st # 566, Fairfield, IL, 62837 (618) 842-4788

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fairfield, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $90
Full Time Job 600-649 Credit Score $100 to $150,000 No Pets, Non-Smoker $280
Unemployed 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $80