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Gain useful knowledge on Jersey County, Illinois Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Jersey County, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jersey County, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jersey County 4 Beds, 2 Baths, 1990 sqft $143,000 $65
Westwood, MO 3 Beds, 1 Bath, 1,580 sqft $116,000 $60
Peaceful Village, MO 3 Beds, 2 Baths, 2,330 sqft $231,000 $76
Northwoods, MO 3 Beds, 2 Baths, 1,650 sqft $130,000 $59
Leef 2 Beds, 1 Bath, 1,040 sqft $89,000 $35
Clarkson Valley, MO 4 Beds, 2 Baths, 2,120 sqft $121,000 $49
Roodhouse 3 Beds, 2 Baths, 1,530 sqft $140,000 $33
Manchester, MO 2 Beds, 1 Bath, 1,370 sqft $73,000 $49
Glendale, MO 3 Beds, 1 Bath, 1,870 sqft $210,000 $34
Hillsdale, MO 2 Beds, 1 Bath, 1,340 sqft $114,000 $46
Buffalo, MO 2 Beds, 1 Bath, 1,420 sqft $120,000 $36
Helvetia 3 Beds, 1 Bath, 2,050 sqft $168,000 $52
LaBarque Creek, MO 2 Beds, 1 Bath, 1,370 sqft $122,000 $43
Hillyard 4 Beds, 1 Bath, 2,320 sqft $150,000 $70
Belleview 3 Beds, 1 Bath, 2,380 sqft $141,000 $86
Kampsville 2 Beds, 1 Bath, 1,410 sqft $131,000 $26
Ellisville, MO 3 Beds, 2 Baths, 2,160 sqft $164,000 $64
Overland, MO 4 Beds, 2 Baths, 1,780 sqft $178,000 $60
Murphy, MO 3 Beds, 1 Bath, 1,540 sqft $79,000 $32
Marine 4 Beds, 2 Baths, 3,090 sqft $279,000 $62
Madison 3 Beds, 2 Baths, 1,530 sqft $126,000 $42

If your Jersey County, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jersey County:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $21,000
PHYSICAL DAMAGE $4,500
WATER DAMAGE $23,000

Your Jersey County, IL insurance agent (see examples below) can help with your claims.

  • Farmers: Kevin Menaugh, 3202 rue royale, Saint Charles, MO, 63301 (636) 443-2323
  • Travelers: Nieroda Insurance Agency, new town 3225-i domain street, St Charles, MO, 63301 636-255-0550
  • Liberty Mutual Independent: Milburn Insurance Agency, 100 saint francois st ste 207, Florissant, MO, 63031 (314) 837-1078
  • State Farm: Fred Bright, 304 w main st, East Alton, IL, 62024-1030 618-259-6014
  • Allstate: John Standefer, 3015 godfrey rd, Godfrey, IL, 62035 (618) 466-4403

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jersey County, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $380
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Smoker $450
Unemployed 650-699 Credit Score No Income 1 Pet, Smoker $550