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The issues listed mainly affect Lemont, Illinois Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Lemont, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lemont, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lemont 2 Beds, 1 Bath, 1200 sqft $231,000 $97
St. John, IN 3 Beds, 1 Bath, 2,330 sqft $376,000 $134
Shabbona 4 Beds, 3 Baths, 2,370 sqft $493,000 $165
Ogden Dunes, IN 4 Beds, 3 Baths, 2,330 sqft $313,000 $145
Morris 2 Beds, 1 Bath, 960 sqft $246,000 $91
Bloom 4 Beds, 2 Baths, 2,540 sqft $447,000 $202
Buffalo Grove 3 Beds, 2 Baths, 1,830 sqft $354,000 $79
Lisbon 4 Beds, 2 Baths, 1,620 sqft $339,000 $124
Creek, IN 3 Beds, 2 Baths, 1,970 sqft $355,000 $117
Miller 2 Beds, 1 Bath, 1,770 sqft $262,000 $59
Hazel Crest 2 Beds, 1 Bath, 1,190 sqft $230,000 $100
Papineau 2 Beds, 1 Bath, 960 sqft $273,000 $64
Schiller Park 3 Beds, 2 Baths, 1,760 sqft $314,000 $103
Riverwoods 3 Beds, 2 Baths, 2,000 sqft $408,000 $83
Braceville 4 Beds, 2 Baths, 1,710 sqft $377,000 $187
Sugar Grove 3 Beds, 1 Bath, 1,390 sqft $217,000 $78
Whiting, IN 3 Beds, 2 Baths, 1,830 sqft $368,000 $85
Homewood 3 Beds, 1 Bath, 2,260 sqft $380,000 $183
Midlothian 4 Beds, 1 Bath, 2,550 sqft $537,000 $187
Earlville 2 Beds, 1 Bath, 1,050 sqft $254,000 $79
Glen Ellyn 3 Beds, 1 Bath, 1,290 sqft $364,000 $92

If your Lemont, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lemont:

Claim Typical Claim Amount
WIND $9,500
OPTIONAL COVERAGE LOSSES $21,000
WATER DAMAGE $23,000

Your Lemont, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Larry Shissler, 6912 main st ste 101, Downers Grove, IL, 60516-3447 (630) 515-0202
  • Liberty Mutual Independent: Plapp Insurance Services Inc, 6843 stanley ave, Berwyn, IL, 60402 708-484-0660
  • Travelers: Bears Insurance Group Llc, 9567 franklin ave, Franklin Park, IL, 60131 847-455-2700
  • Farmers: Courtney Kavanaugh, 414 plaza dr ste 101, Westmont, IL, 60559 (630) 209-3929
  • Liberty Mutual: Alice Goncher, 24402 w lockport street ste 124, Plainfield, IL, 60544 1-815-436-6827

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lemont, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $130
Freelancer 700-749 Credit Score $75 to $100,000 2 Pets, Smoker $290
Unemployed 750-799 Credit Score No Income 1 Pet, Non-Smoker $430