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Understand never seen data about Mercer County, Illinois Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Mercer County, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mercer County, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mercer County 3 Beds, 1 Bath, 1750 sqft $169,000 $53
Emmet 3 Beds, 1 Bath, 2,090 sqft $151,000 $45
Edford 4 Beds, 1 Bath, 3,380 sqft $237,000 $76
Canoe Creek 2 Beds, 1 Bath, 1,750 sqft $138,000 $50
Nichols, IA 4 Beds, 3 Baths, 2,740 sqft $167,000 $37
Oquawka 2 Beds, 1 Bath, 920 sqft $64,000 $26
Roseville 2 Beds, 1 Bath, 1,430 sqft $92,000 $19
Elba 4 Beds, 1 Bath, 1,770 sqft $164,000 $62
Alexis 4 Beds, 2 Baths, 2,770 sqft $193,000 $31
Geneseo 3 Beds, 2 Baths, 2,120 sqft $173,000 $48
Wapsinonoc, IA 3 Beds, 2 Baths, 1,520 sqft $122,000 $53
Greene 2 Beds, 1 Bath, 970 sqft $55,000 $26
Persifer 2 Beds, 1 Bath, 1,010 sqft $47,000 $24
Beaverdale, IA 4 Beds, 2 Baths, 1,770 sqft $94,000 $42
Orono, IA 3 Beds, 1 Bath, 1,530 sqft $118,000 $26
Rochester, IA 2 Beds, 1 Bath, 1,780 sqft $158,000 $43
Lowden, IA 3 Beds, 2 Baths, 1,580 sqft $104,000 $29
Oak Run 3 Beds, 1 Bath, 2,220 sqft $131,000 $36
McCausland, IA 2 Beds, 1 Bath, 1,430 sqft $87,000 $35
Haw Creek 2 Beds, 1 Bath, 1,180 sqft $55,000 $28
Atalissa, IA 3 Beds, 1 Bath, 1,740 sqft $163,000 $49

If your Mercer County, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mercer County:

Claim Typical Claim Amount
WIND $9,500
SMOKE $31,500
PHYSICAL DAMAGE $4,500

Your Mercer County, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Ford & Maynard Agency, 104 s e 3rd ave, Aledo, IL, 61231 Phone: 309-582-7218
  • State Farm: Jim Epperly, 528 1st st w, Milan, IL, 61264-2716 309-787-4499
  • Liberty Mutual Independent: Porter Insurance Agency Inc, 131 s main st, Alexis, IL, 61412 (309) 482-6111
  • Travelers: Bill Smock Insurance Inc, 501 sw 3rd street, Aledo, IL, 61231 Phone: 309-582-2098
  • State Farm: Justin Cook, 1101 se 3rd st, Aledo, IL, 61231-9437 309-582-2389

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mercer County, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $510
Full Time Job 800-850 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $270
Freelancer 550-599 Credit Score >$150,000 3 Pets, Smoker $380