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Startling Mchenry, IL Home Insurance Rates Study

This startling study about Mchenry, Illinois Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in McHenry, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for McHenry, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
McHenry 2 Beds, 1 Bath, 910 sqft $99,000 $45
Hebron, WI 4 Beds, 2 Baths, 2,430 sqft $314,000 $75
Coral 4 Beds, 2 Baths, 3,170 sqft $305,000 $146
Schaumburg 2 Beds, 1 Bath, 1,620 sqft $274,000 $72
La Prairie, WI 4 Beds, 1 Bath, 1,800 sqft $171,000 $50
Franklin, WI 2 Beds, 1 Bath, 1,260 sqft $156,000 $54
Third Lake 3 Beds, 2 Baths, 1,440 sqft $112,000 $59
Willowbrook 2 Beds, 1 Bath, 1,140 sqft $112,000 $40
Harvard 4 Beds, 2 Baths, 2,510 sqft $233,000 $65
Volo 2 Beds, 1 Bath, 1,700 sqft $268,000 $47
Bonus 3 Beds, 2 Baths, 1,750 sqft $239,000 $87
Como, WI 4 Beds, 3 Baths, 2,440 sqft $243,000 $85
Wayne 2 Beds, 1 Bath, 1,110 sqft $123,000 $41
Mayfield 3 Beds, 2 Baths, 1,850 sqft $175,000 $56
Timberlane 2 Beds, 1 Bath, 1,490 sqft $141,000 $39
Dousman, WI 2 Beds, 1 Bath, 1,670 sqft $156,000 $47
Chicago 4 Beds, 1 Bath, 3,010 sqft $303,000 $107
Machesney Park 3 Beds, 2 Baths, 1,920 sqft $197,000 $84
Alden 4 Beds, 3 Baths, 3,140 sqft $350,000 $200
Maine 3 Beds, 2 Baths, 2,310 sqft $366,000 $113
Shirland 3 Beds, 1 Bath, 1,810 sqft $199,000 $46

If your McHenry, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in McHenry:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
OPTIONAL COVERAGE LOSSES $21,000
SMOKE $31,500

Your McHenry, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Jim Kelly Ins Agency Inc, 200 peterson rd., Libertyville, IL, 60048-1006 (847) 367-1234
  • Liberty Mutual Independent: Market Financial Group Ltd, 15915 crystal creek, Homer Glen, IL, 60014 815-459-3300
  • Travelers: Michael D Lange Insurance Agency Inc, 1126 w algonquin rd, Lake In The Hills, IL, 60156 847-915-7400
  • Farmers: Daniel Frantti, 850 e grand ave ste 8b, Lake Villa, IL, 60046 (847) 356-5015
  • State Farm: Kent Rouse, 120 n milwaukee ave ste 200, Lake Villa, IL, 60046-6559 847-356-2111

Your Background Impacts Your Home Insurance Quotes

Here is a list of McHenry, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $230
Part Time Job 700-749 Credit Score $25 to 50,000 2 Pets, Non-Smoker $150
Retired 550-599 Credit Score No Income 3 Pets, Non-Smoker $790