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Read amazing research on Livingston County, Illinois Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Livingston County, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Livingston County, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Livingston County 2 Beds, 1 Bath, 1300 sqft $114,000 $49
Fayette 2 Beds, 1 Bath, 1,020 sqft $59,000 $29
Danforth 4 Beds, 2 Baths, 2,980 sqft $213,000 $51
Rankin 4 Beds, 1 Bath, 2,750 sqft $215,000 $48
Steuben 4 Beds, 2 Baths, 2,610 sqft $244,000 $41
South Wilmington 3 Beds, 2 Baths, 2,180 sqft $198,000 $46
Bennington 3 Beds, 2 Baths, 1,750 sqft $138,000 $34
Channahon 3 Beds, 2 Baths, 1,510 sqft $118,000 $28
Avoca 4 Beds, 3 Baths, 1,820 sqft $114,000 $41
Leonore 4 Beds, 3 Baths, 2,820 sqft $171,000 $59
Serena 4 Beds, 3 Baths, 1,790 sqft $114,000 $37
Troy 4 Beds, 3 Baths, 2,430 sqft $265,000 $75
Allen 4 Beds, 3 Baths, 2,990 sqft $214,000 $60
Northville 4 Beds, 2 Baths, 2,700 sqft $170,000 $65
Cropsey 4 Beds, 3 Baths, 3,200 sqft $265,000 $60
Seward 3 Beds, 2 Baths, 1,870 sqft $107,000 $44
Sammons Point 4 Beds, 1 Bath, 3,370 sqft $217,000 $76
St. Anne 4 Beds, 1 Bath, 3,040 sqft $176,000 $93
Partridge 2 Beds, 1 Bath, 1,060 sqft $95,000 $21
Big Grove 4 Beds, 1 Bath, 2,360 sqft $181,000 $46
Cullom 3 Beds, 2 Baths, 1,590 sqft $98,000 $37

If your Livingston County, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Livingston County:

Claim Typical Claim Amount
SMOKE $31,500
THEFT/BURGLARY $2,000
WATER DAMAGE $23,000

Your Livingston County, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Mcsherry Agency, 209 w madison street, Pontiac, IL, 61764 (815) 692-8325
  • State Farm: Gary Huston, 20 aspen ct, Fairbury, IL, 61739-1487 815-692-3673
  • Allstate: Corey Metz, 210 n ladd st ste 1, Pontiac, IL, 61764 (815) 844-6821
  • Farmers: Mark Trainor, 214 w washington st ste c, Pontiac, IL, 61764 (815) 842-6500
  • State Farm: Gary Huston, 20 aspen court, Fairbury, IL, 61739-1487 815-692-3673

Your Background Impacts Your Home Insurance Quotes

Here is a list of Livingston County, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 2 Pets, Non-Smoker $370
Freelancer Up to 499 Credit Score >$150,000 1 Pet, Non-Smoker $370
Unemployed 750-799 Credit Score No Income More than 3 Pets at home, Non-Smoker $1,060