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The issues listed mainly affect North Chicago, Illinois Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in North Chicago, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for North Chicago, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
North Chicago 2 Beds, 1 Bath, 1360 sqft $110,000 $47
Sugar Creek, WI 2 Beds, 1 Bath, 1,180 sqft $120,000 $46
Round Lake Park 3 Beds, 1 Bath, 1,730 sqft $142,000 $56
Hanover Park 3 Beds, 2 Baths, 1,550 sqft $112,000 $54
Addison 3 Beds, 2 Baths, 1,700 sqft $188,000 $79
Paddock Lake, WI 3 Beds, 2 Baths, 2,220 sqft $148,000 $51
Hillside 4 Beds, 3 Baths, 2,210 sqft $175,000 $61
Grafton 3 Beds, 2 Baths, 1,590 sqft $91,000 $49
Geneva 4 Beds, 2 Baths, 2,360 sqft $181,000 $64
La Grange, WI 4 Beds, 3 Baths, 3,060 sqft $173,000 $63
Kildeer 3 Beds, 2 Baths, 1,790 sqft $165,000 $60
Elmwood Park 4 Beds, 1 Bath, 2,110 sqft $133,000 $58
Indian Head Park 2 Beds, 1 Bath, 1,620 sqft $106,000 $39
Gages Lake 3 Beds, 1 Bath, 1,940 sqft $136,000 $44
Prospect Heights 3 Beds, 1 Bath, 2,390 sqft $196,000 $46
Warrenville 4 Beds, 2 Baths, 2,140 sqft $151,000 $51
Carpentersville 4 Beds, 2 Baths, 1,950 sqft $129,000 $45
Lyons, WI 3 Beds, 2 Baths, 1,430 sqft $159,000 $40
Glenview 3 Beds, 2 Baths, 1,520 sqft $80,000 $30
Lake Villa 3 Beds, 2 Baths, 2,030 sqft $159,000 $39
Du Page 4 Beds, 1 Bath, 1,930 sqft $198,000 $50

If your North Chicago, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in North Chicago:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
WATER DAMAGE $23,000
WIND $9,500

Your North Chicago, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Karam Agency Inc, 1701 e lake ave suite 357, Glenview, IL, 60025 (847) 729-4340
  • Liberty Mutual Independent: C F M Ins Agcy Inc, 50 n brockway st ste 5-2, Palatine, IL, 60067 (847) 934-0200
  • Travelers: Ds&P Insurance Services Inc, 1530 e dundee rd ste 200, Palatine, IL, 60074 847-934-6100
  • Farmers: Erich Held Cic, 800 e northwest hwy ste 110, Mt Prospect, IL, 60056 (847) 637-5037
  • Liberty Mutual: Ashley Falasz, 95 west algonquin rd suite 175, Arlington Heights, IL, 60005 1-630-250-7100

Your Background Impacts Your Home Insurance Quotes

Here is a list of North Chicago, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score No Income 1 Pet, Smoker $450
Part Time Job 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $310
Unemployed 500-549 Credit Score No Income No Pets, Smoker $490