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Read amazing research on Union, IL Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Union, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Union, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Union 3 Beds, 2 Baths, 2250 sqft $135,000 $32
Dallas City 4 Beds, 3 Baths, 1,750 sqft $118,000 $45
Limestone 3 Beds, 1 Bath, 2,250 sqft $136,000 $31
Rio 4 Beds, 3 Baths, 3,260 sqft $261,000 $101
Blandinsville 3 Beds, 2 Baths, 1,860 sqft $117,000 $35
Elmira 3 Beds, 1 Bath, 1,430 sqft $98,000 $23
Eliot, IA 4 Beds, 1 Bath, 3,250 sqft $119,000 $58
Glasford 2 Beds, 1 Bath, 1,760 sqft $80,000 $19
Emmet 2 Beds, 1 Bath, 1,280 sqft $60,000 $19
Timber 3 Beds, 1 Bath, 1,900 sqft $81,000 $29
Ontario 3 Beds, 2 Baths, 1,490 sqft $80,000 $31
Little York 2 Beds, 1 Bath, 1,640 sqft $83,000 $43
Canton 3 Beds, 2 Baths, 2,340 sqft $148,000 $38
Western 4 Beds, 1 Bath, 3,100 sqft $139,000 $71
Hale 3 Beds, 2 Baths, 1,470 sqft $48,000 $28
Hancock 2 Beds, 1 Bath, 1,630 sqft $73,000 $29
Gilson 2 Beds, 1 Bath, 1,120 sqft $86,000 $21
Cooperstown 3 Beds, 1 Bath, 1,690 sqft $110,000 $24
Ohio Grove 2 Beds, 1 Bath, 1,260 sqft $56,000 $22
Elmwood 3 Beds, 2 Baths, 1,400 sqft $53,000 $24
Brimfield 4 Beds, 2 Baths, 2,050 sqft $146,000 $33

If your Union, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Union:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $18,000
THEFT/BURGLARY $2,000
WIND $8,500

Your Union, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Staggs Insurance Agency, 1429 grand ave, Galesburg, IL, 61401 309-343-8371
  • State Farm: Ben Forney, 507 n monroe st ste 1, Abingdon, IL, 61410-1285 309-462-5511
  • Erie: Harmon & Harmon Insurance Agency Inc, 200 s western ave, Abingdon, IL, 61410
  • Allstate: James Norton, 454 n henderson st, Galesburg, IL, 61401 (309) 342-3633
  • Farmers: Gina Martin, 250 e main st ste 309, Galesburg, IL, 61401 (309) 341-0609

Your Background Impacts Your Home Insurance Quotes

Here is a list of Union, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $90
Part Time Job 750-799 Credit Score <$25,000 1 Pet, Non-Smoker $500
Retired Up to 499 Credit Score <$25,000 3 Pets, Non-Smoker $300