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Startling Ashley, IL Home Insurance Rates Study

This startling study about Ashley, IL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Ashley, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ashley, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ashley 2 Beds, 1 Bath, 1170 sqft $63,000 $12
Okawville 2 Beds, 1 Bath, 990 sqft $61,000 $14
Moores Prairie 3 Beds, 2 Baths, 1,780 sqft $80,000 $23
Colp 3 Beds, 2 Baths, 1,810 sqft $108,000 $20
Carrigan 2 Beds, 1 Bath, 1,780 sqft $74,000 $33
Harter 3 Beds, 1 Bath, 1,250 sqft $66,000 $34
Du Bois 2 Beds, 1 Bath, 970 sqft $37,000 $24
Tamaroa No. 1 3 Beds, 1 Bath, 2,050 sqft $110,000 $46
Jasper 3 Beds, 2 Baths, 1,630 sqft $99,000 $24
Vergennes 3 Beds, 1 Bath, 1,450 sqft $61,000 $25
Alma 2 Beds, 1 Bath, 1,530 sqft $81,000 $37
Brookside 2 Beds, 1 Bath, 1,030 sqft $47,000 $22
Irishtown 2 Beds, 1 Bath, 1,560 sqft $66,000 $22
Lamard 3 Beds, 2 Baths, 2,150 sqft $137,000 $39
Breese 2 Beds, 1 Bath, 1,020 sqft $45,000 $14
Grantfork 3 Beds, 1 Bath, 2,300 sqft $139,000 $53
Zeigler 3 Beds, 1 Bath, 1,390 sqft $75,000 $28
Flannigan 3 Beds, 1 Bath, 2,250 sqft $81,000 $48
Meacham 2 Beds, 1 Bath, 1,660 sqft $83,000 $43
Tilden 2 Beds, 1 Bath, 1,620 sqft $85,000 $39
Precinct 2 Beds, 1 Bath, 1,350 sqft $102,000 $28

If your Ashley, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ashley:

Claim Typical Claim Amount
WATER DAMAGE $27,500
THEFT/BURGLARY $2,000
SMOKE $42,500

Your Ashley, IL insurance agent (see examples below) can help with your claims.

  • Farmers: Scott Bates, 4203 ilberry rd ste 3, Mount Vernon, IL, 62864 (618) 242-4155
  • Travelers: Guy Wood Insurance, 1400 broadway, Mt Vernon, IL, 62864 618-242-2050
  • Liberty Mutual Independent: Chaney & Karch Insurance Group Dba Friedrich Ins. Agency, Inc., 800 e noleman, Centralia, IL, 62801
  • State Farm: Don Hicks Jr, 217 s locust st ste 1, Centralia, IL, 62801-3508 618-532-5290
  • Allstate: Jdc Insurance Group, 8 eastwood lane, Centralia, IL, 62801

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ashley, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $100 to $150,000 2 Pets, Non-Smoker $400
Part Time Job Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $90
Unemployed 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $40