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The variables explained here drive your Olive Branch, IL Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Olive Branch, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Olive Branch, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Olive Branch 3 Beds, 1 Bath, 2030 sqft $132,000 $37
Dudley, MO 3 Beds, 1 Bath, 1,900 sqft $68,000 $32
Matthews, MO 3 Beds, 2 Baths, 2,200 sqft $119,000 $26
Arlington, KY 2 Beds, 1 Bath, 1,400 sqft $70,000 $45
Marion 3 Beds, 1 Bath, 1,670 sqft $102,000 $45
Bloomfield, MO 3 Beds, 1 Bath, 2,210 sqft $118,000 $34
Crab Orchard 2 Beds, 1 Bath, 1,180 sqft $89,000 $26
Mayfield, KY 2 Beds, 1 Bath, 910 sqft $76,000 $20
Colp 2 Beds, 1 Bath, 990 sqft $50,000 $27
Marble Hill, MO 3 Beds, 2 Baths, 2,100 sqft $94,000 $44
Big Prairie, MO 3 Beds, 1 Bath, 1,360 sqft $93,000 $26
Filmore, MO 2 Beds, 1 Bath, 1,680 sqft $139,000 $46
Elk, MO 2 Beds, 1 Bath, 1,460 sqft $75,000 $38
Goreville No. 2 3 Beds, 1 Bath, 2,310 sqft $131,000 $48
St. James, MO 2 Beds, 1 Bath, 1,140 sqft $74,000 $20
Stokes 2 Beds, 1 Bath, 1,750 sqft $91,000 $26
Parma, MO 3 Beds, 2 Baths, 1,650 sqft $111,000 $42
Mounds 2 Beds, 1 Bath, 1,570 sqft $120,000 $37
Tamms 2 Beds, 1 Bath, 1,270 sqft $62,000 $30
Miner, MO 3 Beds, 1 Bath, 1,370 sqft $80,000 $27
Canalou, MO 2 Beds, 1 Bath, 1,110 sqft $80,000 $32

If your Olive Branch, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Olive Branch:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $18,000
THEFT/BURGLARY $2,000
WIND $8,500

Your Olive Branch, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Linda Basham Morton Agency, 1606 independence st ste 2, Cape Girardeau, MO, 63703 (573) 803-0624
  • Liberty Mutual Independent: Capital Insurance & Assoc, 326 s broadview st, Cape Girardeau, MO, 63703 (573) 335-2300
  • Travelers: Coon Insurance Agency Inc, 113 n main st, Charleston, MO, 63834
  • Farmers: Kyle Mcdonald, 2114 main st, Scott City, MO, 63780 (573) 264-2466
  • State Farm: Michael Jones, 1900 broadway st, Cpe Girardeau, MO, 63701-4510 573-335-7703

Your Background Impacts Your Home Insurance Quotes

Here is a list of Olive Branch, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 3 Pets, Smoker $90
Unemployed 800-850 Credit Score No Income No Pets, Smoker $140
Part Time Job 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $200