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The variables explained here drive your Oneida, IL Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Oneida, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oneida, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oneida 2 Beds, 1 Bath, 1620 sqft $97,000 $32
Camanche, IA 3 Beds, 1 Bath, 1,970 sqft $128,000 $34
Oakville, IA 2 Beds, 1 Bath, 1,280 sqft $71,000 $30
Bartonville 3 Beds, 2 Baths, 1,210 sqft $45,000 $29
Persifer 4 Beds, 2 Baths, 2,830 sqft $177,000 $79
Galesburg 3 Beds, 2 Baths, 2,390 sqft $145,000 $48
Buffalo, IA 4 Beds, 1 Bath, 2,000 sqft $92,000 $33
Milan 4 Beds, 3 Baths, 2,640 sqft $136,000 $52
Alba 4 Beds, 2 Baths, 2,940 sqft $242,000 $47
Table Grove 3 Beds, 1 Bath, 1,950 sqft $104,000 $26
Bald Bluff 2 Beds, 1 Bath, 970 sqft $83,000 $30
Neponset 4 Beds, 3 Baths, 2,820 sqft $154,000 $38
La Prairie 3 Beds, 1 Bath, 2,070 sqft $186,000 $41
Terre Haute 4 Beds, 3 Baths, 2,410 sqft $165,000 $33
Glasford 2 Beds, 1 Bath, 980 sqft $42,000 $27
Knox 3 Beds, 2 Baths, 1,600 sqft $104,000 $32
Hennepin 2 Beds, 1 Bath, 1,270 sqft $85,000 $23
Sheridan, IA 4 Beds, 2 Baths, 2,340 sqft $153,000 $71
Fenton 4 Beds, 3 Baths, 3,310 sqft $284,000 $97
Lenox 4 Beds, 2 Baths, 2,150 sqft $80,000 $34
Limestone 4 Beds, 1 Bath, 1,710 sqft $117,000 $30

If your Oneida, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oneida:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
PHYSICAL DAMAGE $4,000
WIND $8,500

Your Oneida, IL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Porter Insurance Agency Inc, 131 s main st, Alexis, IL, 61412 (309) 482-6111
  • Travelers: Envision Insurance Group Llc, 456 e main st, Galesburg, IL, 61401 309-342-4181
  • Farmers: Gina Martin, 250 e main st ste 309, Galesburg, IL, 61401 (309) 341-0609
  • State Farm: Dennis Twitty, 336 n henderson st, Galesburg, IL, 61401-3506 309-342-3115
  • Allstate: Thomas Burhorn, 120 n main st, Kewanee, IL, 61443 (309) 853-4143

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oneida, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score <$25,000 1 Pet, Smoker $370
Unemployed 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $410
Freelancer Up to 499 Credit Score $75 to $100,000 2 Pets, Smoker $510