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This fantastic information on Bluffs, IL Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Bluffs, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bluffs, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bluffs 2 Beds, 1 Bath, 1500 sqft $113,000 $51
Prairieville, MO 2 Beds, 1 Bath, 1,730 sqft $87,000 $50
Merritt 2 Beds, 1 Bath, 1,160 sqft $83,000 $20
Winchester No. 1 2 Beds, 1 Bath, 1,700 sqft $82,000 $33
Hadley 2 Beds, 1 Bath, 1,690 sqft $87,000 $32
Girard 2 Beds, 1 Bath, 1,280 sqft $82,000 $36
Vermont 3 Beds, 2 Baths, 1,550 sqft $60,000 $19
Lamoine 3 Beds, 2 Baths, 1,730 sqft $129,000 $29
Chili 2 Beds, 1 Bath, 1,440 sqft $70,000 $19
Nortonville 2 Beds, 1 Bath, 1,020 sqft $63,000 $11
Newmansville 2 Beds, 1 Bath, 990 sqft $84,000 $30
Meredosia No. 2 2 Beds, 1 Bath, 1,690 sqft $87,000 $37
Waverly No. 1 2 Beds, 1 Bath, 920 sqft $55,000 $21
Paynesville, MO 2 Beds, 1 Bath, 1,590 sqft $71,000 $29
Ashland 3 Beds, 2 Baths, 1,830 sqft $92,000 $55
Bluffs 2 Beds, 1 Bath, 1,260 sqft $63,000 $26
Cuivre, MO 2 Beds, 1 Bath, 1,150 sqft $88,000 $18
Industry 2 Beds, 1 Bath, 1,580 sqft $121,000 $37
Petersburg 2 Beds, 1 Bath, 920 sqft $54,000 $14
Kinderhook 3 Beds, 2 Baths, 1,540 sqft $73,000 $42
Barr 3 Beds, 1 Bath, 1,720 sqft $78,000 $27

If your Bluffs, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bluffs:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $18,000
PHYSICAL DAMAGE $4,000
THEFT/BURGLARY $2,000

Your Bluffs, IL insurance agent (see examples below) can help with your claims.

  • Farmers: Jason Hutchison, 625 e morton ave ste e, Jacksonville, IL, 62650 (217) 271-1772
  • Travelers: Hooper And Niebur Inc, 117 n madison, Pittsfield, IL, 62363 217-285-2186
  • Liberty Mutual Independent: Desollar & Wessler Bros Agency, 111 w main st, Beardstown, IL, 62618 (217) 323-2623
  • State Farm: Tom Eoff, 275 n westgate ave, Jacksonville, IL, 62650-1700 217-245-9684
  • Allstate: J B Filbert Agency, 117 n madison st , Pittsfield, IL, 62363

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bluffs, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 No Pets, Smoker $760
Unemployed 700-749 Credit Score No Income 2 Pets, Smoker $400
Freelancer 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $620