The issues listed mainly affect Livingston, IL Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Livingston, IL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Livingston | 3 Beds, 2 Baths, 1690 sqft | $90,000 | $39 |
| Granite City | 3 Beds, 2 Baths, 1,810 sqft | $125,000 | $37 |
| Rosewood Heights | 2 Beds, 1 Bath, 970 sqft | $47,000 | $13 |
| Bellefontaine Neighbors, MO | 2 Beds, 1 Bath, 970 sqft | $41,000 | $19 |
| Country Club Hills, MO | 3 Beds, 1 Bath, 1,720 sqft | $104,000 | $29 |
| Shrewsbury, MO | 3 Beds, 1 Bath, 1,610 sqft | $137,000 | $42 |
| Madison | 3 Beds, 2 Baths, 1,780 sqft | $106,000 | $49 |
| Nashville | 2 Beds, 1 Bath, 1,360 sqft | $111,000 | $45 |
| Paderborn | 2 Beds, 1 Bath, 1,270 sqft | $120,000 | $32 |
| Swansea | 2 Beds, 1 Bath, 1,740 sqft | $76,000 | $25 |
| Maryville | 2 Beds, 1 Bath, 1,120 sqft | $48,000 | $26 |
| Hecker | 2 Beds, 1 Bath, 1,460 sqft | $62,000 | $30 |
| Hazelwood, MO | 2 Beds, 1 Bath, 1,490 sqft | $74,000 | $29 |
| Irvington | 2 Beds, 1 Bath, 1,370 sqft | $95,000 | $43 |
| St. Clair | 3 Beds, 2 Baths, 1,340 sqft | $86,000 | $48 |
| Vinita Park, MO | 2 Beds, 1 Bath, 1,480 sqft | $102,000 | $30 |
| Bethalto | 3 Beds, 1 Bath, 2,030 sqft | $100,000 | $23 |
| Dellwood, MO | 2 Beds, 1 Bath, 1,540 sqft | $139,000 | $29 |
| Pasadena Hills, MO | 3 Beds, 2 Baths, 1,220 sqft | $67,000 | $29 |
| Pana | 3 Beds, 1 Bath, 1,330 sqft | $80,000 | $37 |
| Taylorville | 2 Beds, 1 Bath, 1,100 sqft | $73,000 | $23 |
Here are some typical claims filed in Livingston:
| Claim | Typical Claim Amount |
|---|---|
| OPTIONAL COVERAGE LOSSES | $17,000 |
| SMOKE | $43,500 |
| PHYSICAL DAMAGE | $4,000 |
Your Livingston, IL insurance agent (see examples below) can help with your claims.
Here is a list of Livingston, IL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 750-799 Credit Score | <$25,000 | No Pets, Smoker | $230 |
| Part Time Job | 800-850 Credit Score | $25 to 50,000 | 3 Pets, Non-Smoker | $620 |
| Full Time Job | 600-649 Credit Score | >$150,000 | 1 Pet, Non-Smoker | $230 |