The issues listed mainly affect Cooper, IL Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Cooper, IL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Cooper | 4 Beds, 3 Baths, 1600 sqft | $245,000 | $104 |
| Oakford | 5 Beds, 4 Baths, 3,050 sqft | $403,000 | $135 |
| Mount Hope | 3 Beds, 2 Baths, 2,220 sqft | $344,000 | $63 |
| East Nelson | 5 Beds, 2 Baths, 2,970 sqft | $430,000 | $74 |
| Lake Ka-Ho | 5 Beds, 1 Bath, 1,610 sqft | $216,000 | $40 |
| Harp | 5 Beds, 1 Bath, 2,840 sqft | $428,000 | $172 |
| Owaneco | 5 Beds, 2 Baths, 2,070 sqft | $256,000 | $78 |
| Witt | 5 Beds, 3 Baths, 2,200 sqft | $278,000 | $92 |
| Rock Creek No. 12 | 3 Beds, 1 Bath, 1,440 sqft | $197,000 | $67 |
| Findlay | 5 Beds, 3 Baths, 1,670 sqft | $186,000 | $66 |
| Grandview | 5 Beds, 3 Baths, 1,600 sqft | $203,000 | $90 |
| Jacksonville No. 3 | 3 Beds, 2 Baths, 1,270 sqft | $150,000 | $53 |
| New Holland | 3 Beds, 1 Bath, 1,490 sqft | $184,000 | $56 |
| Springfield | 3 Beds, 1 Bath, 2,130 sqft | $294,000 | $73 |
| Rose | 3 Beds, 1 Bath, 1,850 sqft | $194,000 | $48 |
| Oakford No. 9 | 3 Beds, 1 Bath, 1,720 sqft | $121,000 | $35 |
| Long Creek | 3 Beds, 2 Baths, 2,390 sqft | $214,000 | $67 |
| De Witt | 5 Beds, 4 Baths, 3,880 sqft | $425,000 | $122 |
| Prairieton | 5 Beds, 2 Baths, 2,140 sqft | $245,000 | $75 |
| Sherman | 4 Beds, 2 Baths, 2,710 sqft | $378,000 | $116 |
| Mount Olive | 5 Beds, 1 Bath, 2,680 sqft | $262,000 | $119 |
Here are some typical claims filed in Cooper:
| Claim | Typical Claim Amount |
|---|---|
| PHYSICAL DAMAGE | $4,000 |
| WIND | $8,500 |
| WATER DAMAGE | $27,500 |
Your Cooper, IL insurance agent (see examples below) can help with your claims.
Here is a list of Cooper, IL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 500-549 Credit Score | $50 to $75,000 | 2 Pets, Non-Smoker | $480 |
| Part Time Job | 800-850 Credit Score | <$25,000 | No Pets, Smoker | $70 |
| Freelancer | 750-799 Credit Score | $100 to $150,000 | 3 Pets, Smoker | $2,390 |