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Read about what causes changes in your Zuma, IL Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Zuma, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Zuma, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Zuma 3 Beds, 2 Baths, 2210 sqft $215,000 $44
Clinton, IA 2 Beds, 1 Bath, 1,070 sqft $91,000 $44
Knox 3 Beds, 2 Baths, 1,670 sqft $133,000 $51
Coyne Center 5 Beds, 3 Baths, 2,540 sqft $272,000 $56
Rock Island 3 Beds, 2 Baths, 2,100 sqft $214,000 $41
Silvis 5 Beds, 4 Baths, 3,700 sqft $277,000 $79
Concord 5 Beds, 1 Bath, 4,510 sqft $381,000 $137
Clarence, IA 5 Beds, 2 Baths, 3,800 sqft $450,000 $50
Dover 5 Beds, 2 Baths, 3,240 sqft $370,000 $84
Alexis 3 Beds, 2 Baths, 2,240 sqft $246,000 $53
Port Louisa, IA 2 Beds, 1 Bath, 1,560 sqft $170,000 $48
Garden Plain 2 Beds, 1 Bath, 1,540 sqft $144,000 $82
Lima 5 Beds, 2 Baths, 3,450 sqft $318,000 $71
Colona 5 Beds, 2 Baths, 2,770 sqft $234,000 $106
Inland, IA 5 Beds, 3 Baths, 3,070 sqft $392,000 $79
De Witt, IA 3 Beds, 2 Baths, 2,130 sqft $325,000 $68
Clover 5 Beds, 3 Baths, 1,550 sqft $187,000 $39
Dixon, IA 5 Beds, 3 Baths, 2,490 sqft $240,000 $76
Cornwall 5 Beds, 1 Bath, 1,530 sqft $153,000 $54
Oxford 5 Beds, 2 Baths, 3,260 sqft $269,000 $50
Hillsdale 3 Beds, 1 Bath, 1,340 sqft $85,000 $47

If your Zuma, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Zuma:

Claim Typical Claim Amount
SMOKE $42,500
WIND $8,500
WATER DAMAGE $27,500

Your Zuma, IL insurance agent (see examples below) can help with your claims.

  • Farmers: David Dave Williams, 2800 41st st, Moline, IL, 61265 (309) 762-8100
  • Travelers: Rc Insurance Solutions, po box 1691, Bettendorf, IA, 52722
  • Liberty Mutual Independent: Independent Insurance Services Inc, 1736 w locust st, Davenport, IA, 52804 563-383-5555
  • State Farm: Chris Elsberg, 855 46th avenue, Rock Island, IL, 61201 309-788-3060
  • Allstate: Michael Corbin, 2318 eastern ave, Davenport, IA, 52803 (563) 386-4053

Your Background Impacts Your Home Insurance Quotes

Here is a list of Zuma, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 3 Pets, Smoker $320
Freelancer 600-649 Credit Score $100 to $150,000 No Pets, Smoker $520
Retired 550-599 Credit Score No Income 1 Pet, Smoker $650