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Read about what causes changes in your Golden, IL Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Golden, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Golden, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Golden 3 Beds, 1 Bath, 1730 sqft $147,000 $61
Rock Creek 2 Beds, 1 Bath, 1,660 sqft $109,000 $29
Martinsburg 3 Beds, 2 Baths, 1,260 sqft $60,000 $18
River, MO 3 Beds, 2 Baths, 1,880 sqft $119,000 $52
Littleton 3 Beds, 1 Bath, 2,170 sqft $188,000 $45
Jacksonville No. 8 3 Beds, 2 Baths, 1,890 sqft $103,000 $57
Swan 2 Beds, 1 Bath, 1,250 sqft $80,000 $29
Hannibal, MO 3 Beds, 2 Baths, 1,350 sqft $71,000 $25
Chalmers 3 Beds, 2 Baths, 2,070 sqft $77,000 $30
Isabel 2 Beds, 1 Bath, 1,180 sqft $69,000 $21
Bethel 2 Beds, 1 Bath, 990 sqft $62,000 $25
Bentley 2 Beds, 1 Bath, 1,720 sqft $106,000 $30
Houston 2 Beds, 1 Bath, 1,580 sqft $98,000 $32
Alsey 2 Beds, 1 Bath, 1,530 sqft $105,000 $40
Huntsville 3 Beds, 1 Bath, 1,460 sqft $109,000 $29
Media 2 Beds, 1 Bath, 970 sqft $79,000 $16
Perry 3 Beds, 2 Baths, 2,360 sqft $97,000 $49
Mound Station 2 Beds, 1 Bath, 1,260 sqft $49,000 $27
Naples 3 Beds, 1 Bath, 2,250 sqft $175,000 $46
Jacksonville No. 2 2 Beds, 1 Bath, 1,550 sqft $84,000 $40
Richfield 3 Beds, 2 Baths, 2,110 sqft $123,000 $68

If your Golden, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Golden:

Claim Typical Claim Amount
WATER DAMAGE $27,500
THEFT/BURGLARY $2,000
OPTIONAL COVERAGE LOSSES $18,000

Your Golden, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Mudd Insurance Group Inc, 102 w 5th st, Bowen, IL, 62316 217-842-9200
  • State Farm: Carolyn Wright, 114 e main, Mt Sterling, IL, 62353 217-773-4170
  • Erie: Obrien Insurance Agency, 104 e state street, Camp Point, IL, 62320
  • Allstate: Ramsey Fin Services, po box 146, Bowen, IL, 62316 (217) 842-5240
  • Travelers: Cason Huff And Schlueter Inc, 111 w washington st, Mt Sterling, IL, 62353 217-773-3397

Your Background Impacts Your Home Insurance Quotes

Here is a list of Golden, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score <$25,000 3 Pets, Smoker $150
Full Time Job Up to 499 Credit Score $50 to $75,000 No Pets, Non-Smoker $680
Part Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $550