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Read amazing research on Bluford, IL Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Bluford, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bluford, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bluford 2 Beds, 1 Bath, 1060 sqft $49,000 $15
Richview 3 Beds, 1 Bath, 1,560 sqft $93,000 $45
Energy 3 Beds, 2 Baths, 1,410 sqft $48,000 $28
Emma 2 Beds, 1 Bath, 1,120 sqft $55,000 $14
Crainville 3 Beds, 1 Bath, 1,220 sqft $46,000 $20
Pinckneyville No. 3 3 Beds, 2 Baths, 1,320 sqft $51,000 $21
Barnhill 3 Beds, 1 Bath, 1,860 sqft $97,000 $33
Knight Prairie 3 Beds, 1 Bath, 2,310 sqft $97,000 $36
Pendleton 2 Beds, 1 Bath, 1,030 sqft $45,000 $23
Pixley 3 Beds, 2 Baths, 2,250 sqft $91,000 $43
Berry 3 Beds, 1 Bath, 2,010 sqft $143,000 $42
Ashley 3 Beds, 2 Baths, 1,640 sqft $101,000 $17
Wamac 2 Beds, 1 Bath, 1,390 sqft $63,000 $17
Breese 2 Beds, 1 Bath, 1,450 sqft $91,000 $24
Whiteash 3 Beds, 1 Bath, 1,570 sqft $70,000 $36
Somerset 2 Beds, 1 Bath, 950 sqft $65,000 $23
Marion 3 Beds, 2 Baths, 1,250 sqft $79,000 $19
Goode 3 Beds, 1 Bath, 2,130 sqft $114,000 $35
Du Quoin No. 5 2 Beds, 1 Bath, 1,060 sqft $52,000 $22
Albers 2 Beds, 1 Bath, 1,780 sqft $82,000 $42
Clement 3 Beds, 2 Baths, 1,880 sqft $93,000 $22

If your Bluford, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bluford:

Claim Typical Claim Amount
SMOKE $42,500
OPTIONAL COVERAGE LOSSES $18,000
WIND $8,500

Your Bluford, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Guy Wood Insurance, 1400 broadway, Mt Vernon, IL, 62864 618-242-2050
  • State Farm: Scott Owens, 1810 broadway st, Mount Vernon, IL, 62864-2905 618-242-3770
  • Erie: Bean Insurance Agency Inc, 1310 broadway street, Mount Vernon, IL, 62864
  • Allstate: Joel Aiken, 3452 broadway st, Mount Vernon, IL, 62864 (618) 242-4800
  • Farmers: Scott Bates, 4203 ilberry rd ste 3, Mount Vernon, IL, 62864 (618) 242-4155

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bluford, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $75 to $100,000 2 Pets, Smoker $320
Freelancer 550-599 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $550
Part Time Job 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $200