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Useful Freedom, IL Home Insurance Rates Knowledge

Gain useful knowledge on Freedom, IL Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Freedom, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Freedom, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Freedom 2 Beds, 1 Bath, 1620 sqft $161,000 $33
Seatonville 2 Beds, 1 Bath, 1,730 sqft $144,000 $47
Nettle Creek 3 Beds, 1 Bath, 1,690 sqft $173,000 $56
Aux Sable 3 Beds, 2 Baths, 1,300 sqft $105,000 $45
Creston 4 Beds, 1 Bath, 3,060 sqft $402,000 $121
Manlius 2 Beds, 1 Bath, 930 sqft $58,000 $31
Ladd 4 Beds, 1 Bath, 2,470 sqft $298,000 $62
Panola 3 Beds, 2 Baths, 1,420 sqft $187,000 $48
Elburn 3 Beds, 2 Baths, 1,410 sqft $157,000 $53
New Bedford 2 Beds, 1 Bath, 1,120 sqft $137,000 $37
Nevada 4 Beds, 3 Baths, 1,920 sqft $204,000 $46
Buckingham 2 Beds, 1 Bath, 1,360 sqft $140,000 $59
Gilberts 4 Beds, 3 Baths, 3,000 sqft $415,000 $122
Goodfarm 2 Beds, 1 Bath, 1,400 sqft $135,000 $60
Concord 3 Beds, 1 Bath, 1,420 sqft $83,000 $48
Montgomery 3 Beds, 2 Baths, 1,550 sqft $149,000 $45
Erienna 3 Beds, 1 Bath, 2,210 sqft $169,000 $47
Malden 3 Beds, 1 Bath, 1,710 sqft $182,000 $60
Lemont 3 Beds, 2 Baths, 1,920 sqft $137,000 $60
Emington 3 Beds, 1 Bath, 1,570 sqft $144,000 $62
Crystal Lawns 4 Beds, 3 Baths, 2,620 sqft $262,000 $81

If your Freedom, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Freedom:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $18,000
WIND $8,500
WATER DAMAGE $27,500

Your Freedom, IL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Ramza Insurance Group, 1127 la salle st, Ottawa, IL, 61350 (815) 433-3583
  • Travelers: First State Ins, 385 chicago rd, Paw Paw, IL, 61353 815-627-8552
  • Farmers: Erica Mealey, 2717 columbus st, Ottawa, IL, 61350 (815) 434-4430
  • State Farm: Henry Hackman, 1712 4th st, Peru, IL, 61354-3323 815-223-1900
  • Allstate: Caselli Insurance, 510 w madison st, Ottawa, IL, 61350 (815) 433-6500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Freedom, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 1 Pet, Smoker $940
Retired Up to 499 Credit Score No Income More than 3 Pets at home, Smoker $190
Unemployed 700-749 Credit Score No Income 3 Pets, Smoker $340