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Some really great indicators on Todds Point, IL Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Todds Point, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Todds Point, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Todds Point 3 Beds, 1 Bath, 1870 sqft $131,000 $49
St. Peter 4 Beds, 1 Bath, 2,070 sqft $172,000 $44
Arcola 2 Beds, 1 Bath, 1,430 sqft $87,000 $22
Coffeen 3 Beds, 2 Baths, 1,650 sqft $86,000 $43
Rose 3 Beds, 1 Bath, 1,590 sqft $91,000 $42
Herrick 2 Beds, 1 Bath, 1,100 sqft $68,000 $26
Dry Point 2 Beds, 1 Bath, 1,080 sqft $82,000 $38
Monticello 2 Beds, 1 Bath, 1,610 sqft $79,000 $28
Moweaqua 3 Beds, 1 Bath, 1,650 sqft $87,000 $30
Clintonia 4 Beds, 2 Baths, 1,620 sqft $136,000 $44
Dora 2 Beds, 1 Bath, 1,320 sqft $82,000 $26
Arthur 4 Beds, 3 Baths, 3,380 sqft $190,000 $64
Coalton 4 Beds, 2 Baths, 1,900 sqft $137,000 $32
Cotton Hill 4 Beds, 3 Baths, 2,200 sqft $159,000 $45
Farmersville 3 Beds, 1 Bath, 1,930 sqft $143,000 $56
Seven Hickory 2 Beds, 1 Bath, 1,520 sqft $96,000 $36
Lucas 3 Beds, 2 Baths, 1,810 sqft $95,000 $42
Farmer City 3 Beds, 1 Bath, 1,890 sqft $150,000 $26
Crittenden 2 Beds, 1 Bath, 910 sqft $54,000 $22
Decatur 3 Beds, 2 Baths, 1,800 sqft $90,000 $36
Montrose 2 Beds, 1 Bath, 1,540 sqft $72,000 $25

If your Todds Point, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Todds Point:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $18,000
WIND $8,500
SMOKE $42,500

Your Todds Point, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Dimond Bros Insurance Llc, 444 n wall street, Macon, IL, 62544 217-764-3363
  • State Farm: David Clark, 440 sunset ct ste a, Mt Zion, IL, 62549-1556 217-864-5311
  • Allstate: Debra Graven-Lawson, 111 s hamilton st, Sullivan, IL, 61951 (217) 728-7676
  • Erie: Koonce Insurance Agency Inc., 1604 w main street suite 300, Shelbyville, IL, 62565
  • Liberty Mutual Independent: Shelbyville Insurance Services, 210 n morgan st, Shelbyville, IL, 62565 (217) 774-2155

Your Background Impacts Your Home Insurance Quotes

Here is a list of Todds Point, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $560
Freelancer 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $200
Unemployed 700-749 Credit Score No Income No Pets, Non-Smoker $670