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In Depth Analysis of Thayer, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Thayer, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Thayer, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Thayer 3 Beds, 2 Baths, 1530 sqft $105,000 $35
Meredosia 3 Beds, 1 Bath, 1,510 sqft $86,000 $41
Jacksonville No. 5 3 Beds, 2 Baths, 2,010 sqft $143,000 $40
Nokomis 2 Beds, 1 Bath, 1,420 sqft $58,000 $22
Hurricane 3 Beds, 1 Bath, 1,220 sqft $69,000 $21
Herrick 3 Beds, 1 Bath, 1,960 sqft $148,000 $39
Edinburg 2 Beds, 1 Bath, 950 sqft $64,000 $24
Mount Auburn 2 Beds, 1 Bath, 1,050 sqft $53,000 $21
Prairieton 2 Beds, 1 Bath, 1,680 sqft $142,000 $32
Fancy Prairie 2 Beds, 1 Bath, 1,320 sqft $89,000 $28
Elsah 3 Beds, 1 Bath, 1,810 sqft $107,000 $59
Pleasant Plains 3 Beds, 2 Baths, 1,850 sqft $101,000 $43
Murrayville 2 Beds, 1 Bath, 1,530 sqft $129,000 $41
Grantfork 2 Beds, 1 Bath, 1,440 sqft $93,000 $40
Piasa 3 Beds, 1 Bath, 1,810 sqft $136,000 $65
Kincaid 3 Beds, 2 Baths, 1,800 sqft $98,000 $30
Medora 2 Beds, 1 Bath, 1,040 sqft $82,000 $23
Cotton Hill 2 Beds, 1 Bath, 1,210 sqft $97,000 $36
Southern View 3 Beds, 1 Bath, 1,440 sqft $97,000 $34
Bluffdale 2 Beds, 1 Bath, 1,070 sqft $57,000 $15
Wenonah 2 Beds, 1 Bath, 1,120 sqft $73,000 $21

If your Thayer, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Thayer:

Claim Typical Claim Amount
WIND $8,500
WATER DAMAGE $27,500
SMOKE $42,500

Your Thayer, IL insurance agent (see examples below) can help with your claims.

  • Farmers: R Allan Hamilton Lutcf, 1037 s 4th st, Springfield, IL, 62703 (217) 528-4400
  • Travelers: Waterman Neely Ins Professiona, 110 w walnut, Chatham, IL, 62629 217-483-2441
  • Liberty Mutual Independent: Musso Insurance Agency Llc, 233 n pearl st, Waverly, IL, 62692 (217) 435-7421
  • State Farm: Sara Freitag, 1200 w jefferson st ste a, Springfield, IL, 62702-3695 217-546-3434
  • Allstate: Laure Feld, 2425 w iles ave ste 103, Springfield, IL, 62704 (217) 698-0600

Your Background Impacts Your Home Insurance Quotes

Here is a list of Thayer, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $510
Freelancer 500-549 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $50
Unemployed 750-799 Credit Score No Income No Pets, Smoker $540