Read about what causes changes in your Madison County, Illinois Home Insurance Rates & get great deals with that insight when you compare quotes.
Here is a list of replacement costs & home insurance for Madison County, IL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Madison County | 2 Beds, 1 Bath, 1080 sqft | $88,000 | $27 |
| Smithboro | 4 Beds, 3 Baths, 2,170 sqft | $186,000 | $92 |
| Clement | 2 Beds, 1 Bath, 1,570 sqft | $125,000 | $53 |
| Mackenzie, MO | 3 Beds, 2 Baths, 1,460 sqft | $118,000 | $35 |
| Rosedale | 2 Beds, 1 Bath, 1,680 sqft | $127,000 | $77 |
| Olivette, MO | 2 Beds, 1 Bath, 1,050 sqft | $68,000 | $30 |
| Northwoods, MO | 3 Beds, 2 Baths, 1,210 sqft | $78,000 | $33 |
| Highland | 4 Beds, 2 Baths, 2,530 sqft | $220,000 | $56 |
| Paderborn | 3 Beds, 1 Bath, 1,780 sqft | $132,000 | $68 |
| Fieldon | 4 Beds, 2 Baths, 2,450 sqft | $151,000 | $51 |
| Kimmswick, MO | 3 Beds, 1 Bath, 1,960 sqft | $218,000 | $65 |
| New Baden | 3 Beds, 1 Bath, 2,080 sqft | $160,000 | $39 |
| Olive | 2 Beds, 1 Bath, 1,330 sqft | $108,000 | $42 |
| Holiday Shores | 4 Beds, 3 Baths, 2,750 sqft | $173,000 | $49 |
| Moline Acres, MO | 2 Beds, 1 Bath, 960 sqft | $64,000 | $23 |
| St. Louis, MO | 2 Beds, 1 Bath, 1,040 sqft | $58,000 | $36 |
| Otterville | 3 Beds, 1 Bath, 1,390 sqft | $93,000 | $43 |
| Riverview, MO | 4 Beds, 3 Baths, 2,190 sqft | $236,000 | $70 |
| Floraville | 4 Beds, 2 Baths, 3,010 sqft | $212,000 | $58 |
| Cottleville, MO | 3 Beds, 2 Baths, 2,010 sqft | $161,000 | $56 |
| Granite City | 4 Beds, 1 Bath, 2,010 sqft | $209,000 | $70 |
Here are some typical claims filed in Madison County:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $23,000 |
| SMOKE | $31,500 |
| WIND | $9,500 |
Your Madison County, IL insurance agent (see examples below) can help with your claims.
Here is a list of Madison County, IL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 800-850 Credit Score | No Income | More than 3 Pets at home, Non-Smoker | $60 |
| Unemployed | 500-549 Credit Score | <$25,000 | 1 Pet, Smoker | $110 |
| Full Time Job | 600-649 Credit Score | $50 to $75,000 | No Pets, Non-Smoker | $730 |