Check out some must see numbers behind your Chicago, Illinois Home Insurance Rates to get cheap quotes from top insurance firms.
Here is a list of replacement costs & home insurance for Chicago, IL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Chicago | 2 Beds, 1 Bath, 1300 sqft | $183,000 | $75 |
| Fox Lake Hills | 2 Beds, 1 Bath, 1,240 sqft | $186,000 | $51 |
| Round Lake Beach | 3 Beds, 2 Baths, 2,180 sqft | $276,000 | $105 |
| Michigan City, IN | 3 Beds, 1 Bath, 2,310 sqft | $309,000 | $91 |
| Maywood | 2 Beds, 1 Bath, 1,770 sqft | $186,000 | $69 |
| York | 2 Beds, 1 Bath, 1,030 sqft | $166,000 | $52 |
| Crystal Lake | 2 Beds, 1 Bath, 1,260 sqft | $121,000 | $47 |
| Riverdale | 3 Beds, 1 Bath, 2,120 sqft | $257,000 | $86 |
| Aurora | 3 Beds, 1 Bath, 2,000 sqft | $288,000 | $66 |
| La Grange Park | 2 Beds, 1 Bath, 1,490 sqft | $195,000 | $73 |
| Peotone | 2 Beds, 1 Bath, 1,690 sqft | $216,000 | $53 |
| Lockport | 2 Beds, 1 Bath, 1,050 sqft | $116,000 | $45 |
| Alsip | 3 Beds, 1 Bath, 1,250 sqft | $151,000 | $71 |
| North Barrington | 3 Beds, 2 Baths, 1,660 sqft | $264,000 | $55 |
| Lindenhurst | 2 Beds, 1 Bath, 1,460 sqft | $135,000 | $49 |
| McHenry | 3 Beds, 1 Bath, 1,850 sqft | $287,000 | $79 |
| Lisle | 3 Beds, 1 Bath, 2,340 sqft | $350,000 | $148 |
| Glenview | 2 Beds, 1 Bath, 1,050 sqft | $99,000 | $37 |
| Na-Au-Say | 3 Beds, 2 Baths, 1,320 sqft | $238,000 | $52 |
| Seward | 3 Beds, 1 Bath, 2,320 sqft | $274,000 | $81 |
| Plano | 2 Beds, 1 Bath, 1,320 sqft | $257,000 | $90 |
Here are some typical claims filed in Chicago:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $23,000 |
| THEFT/BURGLARY | $2,000 |
| OPTIONAL COVERAGE LOSSES | $21,000 |
Your Chicago, IL insurance agent (see examples below) can help with your claims.
Here is a list of Chicago, IL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 750-799 Credit Score | <$25,000 | 1 Pet, Smoker | $660 |
| Part Time Job | 800-850 Credit Score | <$25,000 | No Pets, Non-Smoker | $1,680 |
| Unemployed | 700-749 Credit Score | <$25,000 | 2 Pets, Non-Smoker | $1,180 |