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Check out some must see numbers behind your Chicago, Illinois Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Chicago, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Chicago, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Chicago 2 Beds, 1 Bath, 1300 sqft $183,000 $75
Fox Lake Hills 2 Beds, 1 Bath, 1,240 sqft $186,000 $51
Round Lake Beach 3 Beds, 2 Baths, 2,180 sqft $276,000 $105
Michigan City, IN 3 Beds, 1 Bath, 2,310 sqft $309,000 $91
Maywood 2 Beds, 1 Bath, 1,770 sqft $186,000 $69
York 2 Beds, 1 Bath, 1,030 sqft $166,000 $52
Crystal Lake 2 Beds, 1 Bath, 1,260 sqft $121,000 $47
Riverdale 3 Beds, 1 Bath, 2,120 sqft $257,000 $86
Aurora 3 Beds, 1 Bath, 2,000 sqft $288,000 $66
La Grange Park 2 Beds, 1 Bath, 1,490 sqft $195,000 $73
Peotone 2 Beds, 1 Bath, 1,690 sqft $216,000 $53
Lockport 2 Beds, 1 Bath, 1,050 sqft $116,000 $45
Alsip 3 Beds, 1 Bath, 1,250 sqft $151,000 $71
North Barrington 3 Beds, 2 Baths, 1,660 sqft $264,000 $55
Lindenhurst 2 Beds, 1 Bath, 1,460 sqft $135,000 $49
McHenry 3 Beds, 1 Bath, 1,850 sqft $287,000 $79
Lisle 3 Beds, 1 Bath, 2,340 sqft $350,000 $148
Glenview 2 Beds, 1 Bath, 1,050 sqft $99,000 $37
Na-Au-Say 3 Beds, 2 Baths, 1,320 sqft $238,000 $52
Seward 3 Beds, 1 Bath, 2,320 sqft $274,000 $81
Plano 2 Beds, 1 Bath, 1,320 sqft $257,000 $90

If your Chicago, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Chicago:

Claim Typical Claim Amount
WATER DAMAGE $23,000
THEFT/BURGLARY $2,000
OPTIONAL COVERAGE LOSSES $21,000

Your Chicago, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Carmen Peter Pignatiello Agency, 12416 s harlem ave ste 101, Palos Heights, IL, 60463-3713 (708) 923-1600
  • Farmers: Warren Weaver, 7234 w north ave ste 104, Elmwood Park, IL, 60707 (708) 695-5031
  • Travelers: Jos Cacciatore & Co Insurance Agency Inc, 527 s wells ste 600, Chicago, IL, 60607 312-264-6055
  • Liberty Mutual Independent: Aon Re Inc, 200 e randolph st fl 15, Chicago, IL, 60601 (312) 381-5300
  • Liberty Mutual: Alexa Davies, 222 south riverside plaza ste 1580, Chicago, IL, 60606 1-312-454-9400

Your Background Impacts Your Home Insurance Quotes

Here is a list of Chicago, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score <$25,000 1 Pet, Smoker $660
Part Time Job 800-850 Credit Score <$25,000 No Pets, Non-Smoker $1,680
Unemployed 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $1,180