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This startling study about Lyons, Illinois Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Lyons, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lyons, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lyons 4 Beds, 1 Bath, 2380 sqft $349,000 $155
Kildeer 3 Beds, 1 Bath, 1,970 sqft $302,000 $136
Northbrook 3 Beds, 2 Baths, 1,490 sqft $153,000 $91
Munster, IN 2 Beds, 1 Bath, 1,630 sqft $269,000 $97
Homer Glen 2 Beds, 1 Bath, 1,470 sqft $265,000 $73
Plainfield 3 Beds, 1 Bath, 1,450 sqft $168,000 $55
Norridge 4 Beds, 3 Baths, 2,130 sqft $367,000 $110
Green Garden 3 Beds, 1 Bath, 1,410 sqft $311,000 $84
Bradley 3 Beds, 1 Bath, 2,330 sqft $242,000 $87
Forest View 3 Beds, 1 Bath, 1,690 sqft $241,000 $107
Lakemoor 3 Beds, 1 Bath, 1,660 sqft $281,000 $60
Hawthorn Woods 3 Beds, 2 Baths, 1,690 sqft $201,000 $92
Ogden Dunes, IN 3 Beds, 1 Bath, 1,770 sqft $278,000 $83
Elgin 4 Beds, 1 Bath, 2,090 sqft $467,000 $121
Mount Prospect 4 Beds, 3 Baths, 1,790 sqft $391,000 $117
Nettle Creek 4 Beds, 1 Bath, 2,600 sqft $324,000 $138
Burlington 2 Beds, 1 Bath, 980 sqft $112,000 $46
Beach Park 2 Beds, 1 Bath, 1,700 sqft $300,000 $91
Mettawa 2 Beds, 1 Bath, 1,280 sqft $268,000 $43
Grafton 3 Beds, 2 Baths, 2,030 sqft $235,000 $114
Will 4 Beds, 1 Bath, 1,800 sqft $204,000 $115

If your Lyons, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lyons:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
SMOKE $31,500
WIND $9,500

Your Lyons, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Jim Knawa, 8000 west 159th st. suite 2se, Orland Park, IL, 60462 (708) 403-0088
  • Liberty Mutual Independent: Olsick & Company Insurance, 50 75th st, Willowbrook, IL, 60527 630-325-9199
  • Travelers: Tom Walsh Insurance Agency Inc, 15701 cicero ave, Oak Forest, IL, 60452 708-687-4649
  • Farmers: Christopher Krezel, 6444 w archer ave, Chicago, IL, 60638 (773) 586-7044
  • Liberty Mutual: Alexa Davies, 222 south riverside plaza ste 1580, Chicago, IL, 60606 1-312-454-9400

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lyons, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $50 to $75,000 1 Pet, Smoker $1,620
Freelancer Up to 499 Credit Score $75 to $100,000 No Pets, Smoker $400
Unemployed 750-799 Credit Score <$25,000 2 Pets, Smoker $440