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In Depth Osburn, ID Home Insurance Rates Analysis

In Depth Analysis of Osburn, ID Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Osburn, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Osburn, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Osburn 4 Beds, 1 Bath, 2020 sqft $176,000 $42
Rathdrum 3 Beds, 2 Baths, 1,210 sqft $108,000 $21
De Smet 4 Beds, 2 Baths, 2,070 sqft $231,000 $32
Trout Creek, MT 4 Beds, 1 Bath, 2,310 sqft $253,000 $45
Dalton Gardens 3 Beds, 2 Baths, 1,720 sqft $199,000 $19
Coeur d'Alene 4 Beds, 2 Baths, 2,620 sqft $170,000 $32
Athol 3 Beds, 2 Baths, 1,250 sqft $84,000 $37
Mullan 2 Beds, 1 Bath, 1,510 sqft $119,000 $22
Heron, MT 2 Beds, 1 Bath, 1,770 sqft $124,000 $33
Wardner 4 Beds, 3 Baths, 2,020 sqft $215,000 $50
Wallace 3 Beds, 2 Baths, 1,470 sqft $93,000 $23
St. Regis, MT 4 Beds, 2 Baths, 2,670 sqft $229,000 $37
Rockford Bay 2 Beds, 1 Bath, 1,780 sqft $125,000 $28
Huetter 3 Beds, 1 Bath, 2,080 sqft $259,000 $26
Clarkia 3 Beds, 1 Bath, 2,110 sqft $128,000 $29
Hayden Lake 2 Beds, 1 Bath, 1,610 sqft $161,000 $23
Parkline 3 Beds, 1 Bath, 1,730 sqft $146,000 $25
Bovill 2 Beds, 1 Bath, 1,100 sqft $104,000 $22
Conkling Park 3 Beds, 2 Baths, 2,140 sqft $146,000 $40
Post Falls 2 Beds, 1 Bath, 1,330 sqft $77,000 $17
St. Maries 3 Beds, 2 Baths, 2,110 sqft $204,000 $35

If your Osburn, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Osburn:

Claim Typical Claim Amount
FIRE $92,500
WATER DAMAGE $5,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $7,500

Your Osburn, ID insurance agent (see examples below) can help with your claims.

  • Travelers: Coeur Dalene Insurance, 205 w cameron ave ste a, Kellogg, ID, 83837 208-783-1176
  • State Farm: Anita Wardwell, 416 w cameron ave, Kellogg, ID, 83837-2111 208-784-1388
  • Allstate: West Valley Ins., 105 n division st, Pinehurst, ID, 83850 (208) 682-4924

Your Background Impacts Your Home Insurance Quotes

Here is a list of Osburn, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score $75 to $100,000 3 Pets, Smoker $60
Part Time Job 800-850 Credit Score <$25,000 No Pets, Non-Smoker $70
Retired 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $290