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In Depth Analysis of Butte County, Idaho Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Butte County, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Butte County, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Butte County 4 Beds, 2 Baths, 3380 sqft $224,000 $54
Butte City 4 Beds, 3 Baths, 3,200 sqft $252,000 $48
Moore 4 Beds, 2 Baths, 2,320 sqft $120,000 $36
Arco 2 Beds, 1 Bath, 1,180 sqft $106,000 $19
Howe 3 Beds, 1 Bath, 1,780 sqft $131,000 $25
Lost River 5 Beds, 1 Bath, 1,700 sqft $165,000 $26
Atomic City 5 Beds, 3 Baths, 4,310 sqft $219,000 $60
Mud Lake 5 Beds, 2 Baths, 4,030 sqft $364,000 $45
Mackay 3 Beds, 1 Bath, 1,240 sqft $71,000 $16
Hamer 4 Beds, 1 Bath, 2,430 sqft $196,000 $43
Carey 4 Beds, 1 Bath, 2,480 sqft $278,000 $19
Idaho Falls 5 Beds, 3 Baths, 4,470 sqft $397,000 $86
Rockford 5 Beds, 3 Baths, 3,480 sqft $271,000 $45
Clark 2 Beds, 1 Bath, 1,030 sqft $69,000 $15
Moreland 2 Beds, 1 Bath, 1,730 sqft $117,000 $20

If your Butte County, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Butte County:

Claim Typical Claim Amount
WATER DAMAGE $5,500
FIRE $108,000
WIND $2,500

Your Butte County, ID insurance agent (see examples below) can help with your claims.

  • Allstate: Valley Ins Ctr., 410 s frnt po box 100, Arco, ID, 83213 (208) 527-3494
  • Farmers: L Dean Moncur, 325 north front, Arco, ID, 83213 (208) 527-8274

Your Background Impacts Your Home Insurance Quotes

Here is a list of Butte County, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $50 to $75,000 1 Pet, Non-Smoker $160
Part Time Job 550-599 Credit Score $25 to 50,000 2 Pets, Non-Smoker $330
Unemployed 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $220