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Given here are some important aspects of your Oakley, ID Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Oakley, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oakley, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oakley 4 Beds, 2 Baths, 1740 sqft $126,000 $42
Acequia 2 Beds, 1 Bath, 1,060 sqft $71,000 $18
Hunt 4 Beds, 3 Baths, 2,220 sqft $219,000 $54
Dietrich 2 Beds, 1 Bath, 1,520 sqft $109,000 $29
Jerome 2 Beds, 1 Bath, 1,330 sqft $154,000 $21
Castleford 3 Beds, 1 Bath, 2,150 sqft $164,000 $22
Rupert 5 Beds, 2 Baths, 1,940 sqft $145,000 $26
Oakley 4 Beds, 2 Baths, 1,800 sqft $137,000 $40
Buhl 3 Beds, 2 Baths, 2,130 sqft $227,000 $37
Paul 2 Beds, 1 Bath, 1,730 sqft $140,000 $47
Jackpot, NV 3 Beds, 1 Bath, 1,940 sqft $142,000 $34
Hazelton 4 Beds, 3 Baths, 2,070 sqft $146,000 $43
Hollister 5 Beds, 1 Bath, 3,580 sqft $314,000 $68
Twin Falls 4 Beds, 2 Baths, 2,850 sqft $290,000 $77
Hansen 5 Beds, 1 Bath, 2,490 sqft $178,000 $33
Kimberly 3 Beds, 1 Bath, 1,230 sqft $148,000 $24
Eden 3 Beds, 1 Bath, 2,080 sqft $182,000 $29
Salmon Falls 4 Beds, 1 Bath, 2,640 sqft $185,000 $45
Malta 5 Beds, 3 Baths, 3,940 sqft $286,000 $40
Filer 3 Beds, 2 Baths, 1,740 sqft $206,000 $50
Declo 5 Beds, 3 Baths, 1,730 sqft $95,000 $23

If your Oakley, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oakley:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
WATER DAMAGE $6,000
THEFT/BURGLARY $2,000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oakley, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score >$150,000 1 Pet, Non-Smoker $170
Full Time Job 700-749 Credit Score >$150,000 3 Pets, Smoker $320
Unemployed 500-549 Credit Score No Income No Pets, Smoker $340