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The issues listed mainly affect Orofino, ID Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Orofino, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Orofino, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Orofino 3 Beds, 1 Bath, 1680 sqft $145,000 $20
Weippe 3 Beds, 1 Bath, 1,230 sqft $132,000 $31
Culdesac 3 Beds, 2 Baths, 2,370 sqft $181,000 $36
Peck 3 Beds, 2 Baths, 1,870 sqft $184,000 $26
Troy 4 Beds, 1 Bath, 2,810 sqft $225,000 $36
Nezperce 2 Beds, 1 Bath, 1,780 sqft $121,000 $39
Pierce 3 Beds, 2 Baths, 1,940 sqft $128,000 $24
Kooskia 3 Beds, 2 Baths, 1,920 sqft $117,000 $29
Cottonwood 3 Beds, 2 Baths, 2,200 sqft $249,000 $39
Elk River 3 Beds, 2 Baths, 1,890 sqft $134,000 $30
Bovill 3 Beds, 2 Baths, 2,050 sqft $202,000 $39
Ferdinand 2 Beds, 1 Bath, 1,260 sqft $93,000 $15
West Clarkston-Highland, WA 4 Beds, 3 Baths, 1,600 sqft $100,000 $38
Winchester 3 Beds, 1 Bath, 1,780 sqft $143,000 $25
Reubens 4 Beds, 1 Bath, 2,240 sqft $210,000 $35
Kamiah 3 Beds, 2 Baths, 2,030 sqft $148,000 $26
Uniontown, WA 4 Beds, 1 Bath, 2,920 sqft $300,000 $38
Juliaetta 4 Beds, 2 Baths, 2,140 sqft $143,000 $41
Headquarters 2 Beds, 1 Bath, 1,190 sqft $125,000 $19
Juliaetta 2 Beds, 1 Bath, 1,570 sqft $115,000 $17
Lewiston 2 Beds, 1 Bath, 1,360 sqft $104,000 $20

If your Orofino, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Orofino:

Claim Typical Claim Amount
FIRE $124,000
LIABILITY (ALL OTHER) $13,000
SMOKE $17,000

Your Orofino, ID insurance agent (see examples below) can help with your claims.

  • Travelers: Stonebraker Mcquary Agency Group Inc, 208 w main st, Craigmont, ID, 83523 208-924-5232
  • State Farm: Jake Lingard, 125 johnson ave ste 4, Orofino, ID, 83544 208-476-3590
  • Allstate: Walrath Insurance, po box 7881, Orofino, ID, 83544 (208) 476-5527

Your Background Impacts Your Home Insurance Quotes

Here is a list of Orofino, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $230
Unemployed Up to 499 Credit Score No Income 3 Pets, Non-Smoker $140
Full Time Job 800-850 Credit Score >$150,000 1 Pet, Smoker $110