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This startling study about Custer County, ID Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Custer County, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Custer County, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Custer County 4 Beds, 3 Baths, 1980 sqft $191,000 $29
Clayton 3 Beds, 2 Baths, 2,240 sqft $147,000 $38
Challis 4 Beds, 2 Baths, 3,090 sqft $300,000 $48
Stanley 3 Beds, 2 Baths, 2,100 sqft $178,000 $33
Mackay 2 Beds, 1 Bath, 1,690 sqft $181,000 $34
Ketchum 3 Beds, 2 Baths, 2,150 sqft $197,000 $24
Patterson 2 Beds, 1 Bath, 950 sqft $55,000 $20
Sun Valley 4 Beds, 2 Baths, 3,070 sqft $386,000 $58
Leadore 3 Beds, 2 Baths, 2,230 sqft $179,000 $42

If your Custer County, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Custer County:

Claim Typical Claim Amount
FIRE $124,000
PHYSICAL DAMAGE $4,500
WIND $2,500

Your Custer County, ID insurance agent (see examples below) can help with your claims.

  • Allstate: Challis Ins Agency, po box 525, Challis, ID, 83226 (208) 879-4200

Your Background Impacts Your Home Insurance Quotes

Here is a list of Custer County, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $25 to 50,000 No Pets, Smoker $320
Part Time Job 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $230
Unemployed 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $340