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This fantastic information on Lemhi County, Idaho Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Lemhi County, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lemhi County, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lemhi County 2 Beds, 1 Bath, 910 sqft $117,000 $33
Patterson 2 Beds, 1 Bath, 950 sqft $145,000 $16
Salmon 2 Beds, 1 Bath, 1,170 sqft $142,000 $26
Forney 3 Beds, 2 Baths, 2,310 sqft $254,000 $48
Challis 4 Beds, 2 Baths, 2,610 sqft $181,000 $34
Horse Prairie, MT 4 Beds, 1 Bath, 3,310 sqft $346,000 $47
Leadore 2 Beds, 1 Bath, 1,160 sqft $94,000 $21

If your Lemhi County, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lemhi County:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
SMOKE $16,500
APPLIANCE RELATED WATER $6,000

Your Lemhi County, ID insurance agent (see examples below) can help with your claims.

  • Travelers: Salmon Valley Insurance Llc, 1000 main st, Salmon, ID, 83467 (208) 756-6789
  • State Farm: Shayne Holmes, 1211 main st ste 1, Salmon, ID, 83467-4304 208-756-4221
  • Farmers: Ross Cole, 612 main st, Salmon, ID, 83467 (208) 756-2515

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lemhi County, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score <$25,000 No Pets, Smoker $380
Freelancer 600-649 Credit Score $100 to $150,000 1 Pet, Non-Smoker $380
Part Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $200