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The issues listed mainly affect St. Maries, Idaho Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in St. Maries, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for St. Maries, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
St. Maries 3 Beds, 1 Bath, 2300 sqft $181,000 $30
Tekoa, WA 2 Beds, 1 Bath, 1,090 sqft $88,000 $10
Plummer 2 Beds, 1 Bath, 1,740 sqft $188,000 $21
Wallace 2 Beds, 1 Bath, 1,180 sqft $74,000 $21
Albion, WA 3 Beds, 1 Bath, 1,360 sqft $100,000 $25
Palouse, WA 2 Beds, 1 Bath, 1,420 sqft $100,000 $16
Onaway 2 Beds, 1 Bath, 1,090 sqft $85,000 $22
Latah, WA 3 Beds, 2 Baths, 2,330 sqft $234,000 $40
Valleyford, WA 4 Beds, 1 Bath, 2,900 sqft $251,000 $48
Parkline 3 Beds, 1 Bath, 2,380 sqft $155,000 $38
Farmington, WA 4 Beds, 2 Baths, 3,370 sqft $274,000 $66
Murray 3 Beds, 2 Baths, 2,140 sqft $200,000 $40
Post Falls 4 Beds, 2 Baths, 2,660 sqft $260,000 $63
Wardner 2 Beds, 1 Bath, 1,390 sqft $129,000 $23
Spokane, WA 4 Beds, 1 Bath, 2,950 sqft $202,000 $48
Kendrick 3 Beds, 2 Baths, 2,020 sqft $130,000 $39
Tensed 3 Beds, 2 Baths, 1,390 sqft $158,000 $41
Kellogg 4 Beds, 3 Baths, 1,620 sqft $187,000 $47
Mullan 3 Beds, 1 Bath, 1,660 sqft $117,000 $30
Rathdrum 3 Beds, 1 Bath, 1,910 sqft $140,000 $38
Rathdrum 2 Beds, 1 Bath, 1,420 sqft $118,000 $26

If your St. Maries, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in St. Maries:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $8,000
THEFT/BURGLARY $2,000

Your St. Maries, ID insurance agent (see examples below) can help with your claims.

  • State Farm: Rod Halvorsen, 1845 main ave, St Maries, ID, 83861-1240 208-245-6507
  • Allstate: Theresa Holmes, 73 homer dr, Saint Maries, ID, 83861 (208) 245-1116
  • Liberty Mutual Independent: William Eimers Jr Agency Inc, 222 s 6th st saint maries, St. Maries, ID, 83861

Your Background Impacts Your Home Insurance Quotes

Here is a list of St. Maries, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 2 Pets, Smoker $90
Full Time Job 800-850 Credit Score <$25,000 1 Pet, Non-Smoker $220
Retired 750-799 Credit Score No Income 3 Pets, Smoker $180