ogmer

Understand never seen data about Orchard, Idaho Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Orchard, ID is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Orchard, ID & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Orchard 2 Beds, 1 Bath, 1480 sqft $177,000 $40
Notus 4 Beds, 2 Baths, 1,870 sqft $238,000 $33
Homedale 4 Beds, 1 Bath, 2,810 sqft $368,000 $52
Hidden Spring 5 Beds, 1 Bath, 1,860 sqft $306,000 $68
Atlanta 2 Beds, 1 Bath, 1,010 sqft $164,000 $17
Mountain Home 3 Beds, 1 Bath, 1,240 sqft $130,000 $29
Kuna 2 Beds, 1 Bath, 1,770 sqft $225,000 $27
Wilder 3 Beds, 1 Bath, 2,400 sqft $266,000 $58
Horseshoe Bend 5 Beds, 1 Bath, 3,630 sqft $432,000 $113
Boise Hills 3 Beds, 1 Bath, 2,240 sqft $236,000 $50
Middleton 5 Beds, 4 Baths, 2,030 sqft $188,000 $77
Placerville 4 Beds, 3 Baths, 2,630 sqft $258,000 $43
Huston 4 Beds, 1 Bath, 2,030 sqft $254,000 $63
Star 4 Beds, 2 Baths, 2,940 sqft $457,000 $110
Emmett Valley 4 Beds, 2 Baths, 2,020 sqft $222,000 $44
Boise 4 Beds, 3 Baths, 2,080 sqft $198,000 $29
Idaho City 3 Beds, 1 Bath, 2,400 sqft $313,000 $50
Greenleaf 5 Beds, 2 Baths, 4,220 sqft $547,000 $72
Garden City 5 Beds, 3 Baths, 4,040 sqft $531,000 $62
Melba 5 Beds, 3 Baths, 2,710 sqft $330,000 $50
Parma 4 Beds, 3 Baths, 1,740 sqft $217,000 $44

If your Orchard, ID home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Orchard:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
WATER DAMAGE $5,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $8,000

Your Orchard, ID insurance agent (see examples below) can help with your claims.

  • Farmers: Byron Erstad, 264 s cole rd, Boise, ID, 83709 (208) 991-6316
  • Travelers: Aaa Idaho-Meridian, 2310 e overland ste 110, Meridian, ID, 83642 503-222-6748
  • State Farm: Rod Brooks, 172 e boise ave, Boise, ID, 83706-4302 208-344-8529
  • Allstate: Clark Nielsen, 10666 w overland rd, Boise, ID, 83709 (208) 377-2850
  • Liberty Mutual Independent: Blaine Christensen Ins. & Assoc., Llp, 6307 w interchange ln, Boise, ID, 83709 Phone: 208-345-6852

Your Background Impacts Your Home Insurance Quotes

Here is a list of Orchard, ID homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $330
Retired 550-599 Credit Score No Income 2 Pets, Non-Smoker $80
Part Time Job 700-749 Credit Score <$25,000 1 Pet, Smoker $410