ogmer

This startling study about Denver, IA Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Denver, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Denver, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Denver 2 Beds, 1 Bath, 900 sqft $80,000 $28
Hampton 4 Beds, 2 Baths, 2,880 sqft $174,000 $121
Jackson Junction 2 Beds, 1 Bath, 1,100 sqft $120,000 $56
Saratoga 4 Beds, 3 Baths, 2,600 sqft $154,000 $74
Canton 2 Beds, 1 Bath, 1,090 sqft $94,000 $33
Bassett 2 Beds, 1 Bath, 1,520 sqft $135,000 $91
Boardman 4 Beds, 1 Bath, 3,010 sqft $242,000 $118
Shellsburg 4 Beds, 3 Baths, 2,810 sqft $178,000 $75
Clermont 2 Beds, 1 Bath, 1,640 sqft $117,000 $64
Rockford 3 Beds, 1 Bath, 2,140 sqft $127,000 $80
Dundee 4 Beds, 2 Baths, 2,060 sqft $172,000 $78
Cedar Falls 4 Beds, 3 Baths, 3,170 sqft $165,000 $95
Middlefield 3 Beds, 2 Baths, 1,460 sqft $86,000 $75
Marble Rock 2 Beds, 1 Bath, 1,020 sqft $89,000 $73
Paris 4 Beds, 1 Bath, 2,160 sqft $140,000 $106
Reeve 2 Beds, 1 Bath, 930 sqft $67,000 $33
Walker 4 Beds, 3 Baths, 3,380 sqft $347,000 $208
Honey Creek 2 Beds, 1 Bath, 1,230 sqft $161,000 $73
Ross 4 Beds, 3 Baths, 3,330 sqft $215,000 $122
Strawberry Point 3 Beds, 2 Baths, 1,260 sqft $97,000 $84
Albion 3 Beds, 2 Baths, 1,790 sqft $185,000 $105

If your Denver, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Denver:

Claim Typical Claim Amount
SMOKE $10,500
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000
LIABILITY (ALL OTHER) $49,500

Your Denver, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Brummel Madsen & Assoc, 318 main st cedarĀ falls, Cedar Falls, IA, 50613
  • State Farm: Ryan Sullivan, 1809 university ave, Waterloo, IA, 50701-2467 319-236-1099
  • Allstate: Scott Parsons, 1120 w 4th st, Waterloo, IA, 50702 (319) 233-3380
  • Liberty Mutual Independent: Vgm Insurance Services Inc, 1111 w san marnan dr, Waterloo, IA, 50701 (800) 362-3363
  • Farmers: Robyn Knapp, 221 w bremer ave, Waverly, IA, 50677 (319) 352-3168

Your Background Impacts Your Home Insurance Quotes

Here is a list of Denver, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $290
Part Time Job 550-599 Credit Score <$25,000 No Pets, Non-Smoker $140
Full Time Job 650-699 Credit Score >$150,000 1 Pet, Smoker $460