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Gain useful knowledge on Prairie, IA Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Prairie, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Prairie, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Prairie 4 Beds, 1 Bath, 2250 sqft $166,000 $80
Vining 2 Beds, 1 Bath, 940 sqft $42,000 $26
Carlton 3 Beds, 1 Bath, 2,390 sqft $185,000 $62
Delta 4 Beds, 1 Bath, 2,390 sqft $143,000 $104
Grinnell 4 Beds, 3 Baths, 2,090 sqft $82,000 $73
Fillmore 2 Beds, 1 Bath, 1,190 sqft $104,000 $57
Fairfield 3 Beds, 1 Bath, 1,890 sqft $118,000 $57
Thornburg 2 Beds, 1 Bath, 1,110 sqft $72,000 $28
Lick Creek 3 Beds, 2 Baths, 1,270 sqft $55,000 $37
Pleasant Plain 4 Beds, 1 Bath, 2,810 sqft $224,000 $130
Rathbun 3 Beds, 2 Baths, 1,740 sqft $109,000 $57
South Amana 4 Beds, 1 Bath, 2,040 sqft $183,000 $83
Troy 3 Beds, 2 Baths, 1,780 sqft $151,000 $46
Maharishi Vedic City 2 Beds, 1 Bath, 1,130 sqft $97,000 $37
Sully 3 Beds, 1 Bath, 2,010 sqft $91,000 $45
Mingo 4 Beds, 1 Bath, 2,740 sqft $153,000 $63
Mariposa 3 Beds, 1 Bath, 2,400 sqft $163,000 $41
Van Horne 4 Beds, 3 Baths, 2,550 sqft $125,000 $78
Harper 2 Beds, 1 Bath, 1,590 sqft $89,000 $64
Wright 3 Beds, 2 Baths, 1,820 sqft $120,000 $60
Salt Creek 4 Beds, 3 Baths, 2,530 sqft $149,000 $78

If your Prairie, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Prairie:

Claim Typical Claim Amount
THEFT/BURGLARY $1,500
FIRE $47,500
WATER DAMAGE $5,500

Your Prairie, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Butler-Brown Insurance Inc, 309 high ave e, Oskaloosa, IA, 52577 641-673-8603
  • State Farm: Kelli Steil, 312 a ave e, Oskaloosa, IA, 52577-2818 641-673-0088
  • Allstate: Cook & Son Agency, 700 main st ste 103, Pella, IA, 50219 (641) 628-4904
  • Liberty Mutual Independent: Tulip City Agency Ltd, 700 washington st, Pella, IA, 50219 641-628-1270
  • Travelers: Pella Insurance, 808 washington st, Pella, IA, 50219 641-628-9235

Your Background Impacts Your Home Insurance Quotes

Here is a list of Prairie, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $50 to $75,000 1 Pet, Smoker $950
Unemployed Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $230
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $530