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This startling study about Lakeville, IA Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Lakeville, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lakeville, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lakeville 5 Beds, 4 Baths, 2210 sqft $402,000 $97
Ewington, MN 5 Beds, 2 Baths, 2,230 sqft $511,000 $246
Matlock 4 Beds, 3 Baths, 3,400 sqft $706,000 $365
Odin, MN 2 Beds, 1 Bath, 1,060 sqft $239,000 $114
Orleans 4 Beds, 1 Bath, 1,710 sqft $323,000 $157
Fenton 5 Beds, 1 Bath, 2,650 sqft $648,000 $262
Liberal 3 Beds, 2 Baths, 1,250 sqft $246,000 $107
Truesdale 2 Beds, 1 Bath, 1,600 sqft $270,000 $137
Silver Lake 2 Beds, 1 Bath, 970 sqft $159,000 $100
Summit Lake, MN 4 Beds, 1 Bath, 2,630 sqft $489,000 $292
Hunter, MN 4 Beds, 3 Baths, 2,900 sqft $329,000 $153
Rossie 5 Beds, 1 Bath, 4,760 sqft $743,000 $545
Orange 3 Beds, 1 Bath, 2,080 sqft $306,000 $235
Seneca 2 Beds, 1 Bath, 1,730 sqft $282,000 $203
Sibley 2 Beds, 1 Bath, 1,660 sqft $248,000 $219
Havelock 4 Beds, 1 Bath, 1,680 sqft $430,000 $190
Fulda, MN 5 Beds, 3 Baths, 4,130 sqft $1,076,000 $349
Windom, MN 3 Beds, 1 Bath, 1,880 sqft $331,000 $115
Elm Creek, MN 4 Beds, 1 Bath, 2,490 sqft $422,000 $210
Westford, MN 3 Beds, 1 Bath, 1,720 sqft $301,000 $120
Lorain, MN 5 Beds, 1 Bath, 4,780 sqft $1,301,000 $310

If your Lakeville, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lakeville:

Claim Typical Claim Amount
SMOKE $10,500
THEFT/BURGLARY $1,500
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000

Your Lakeville, IA insurance agent (see examples below) can help with your claims.

  • Travelers: M H R Inc, 923 okoboji ave, Milford, IA, 51351 712-338-2654
  • State Farm: Jared Colegrove, 1737 central ave, Estherville, IA, 51334-2438 712-362-3843
  • Allstate: Dean Barnes, 201 w 7th st, Spencer, IA, 51301 (712) 580-3800
  • Farmers: Lezlie Boetel, 2005 18th st, Spirit Lake, IA, 51360 (712) 262-0260
  • State Farm: Paul Graupmann, 313 sherman st, Jackson, MN, 56143-1541 507-847-4300

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lakeville, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score $75 to $100,000 2 Pets, Smoker $290
Unemployed 700-749 Credit Score <$25,000 No Pets, Non-Smoker $1,460
Retired Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $210