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In Depth Garfield, IA Home Insurance Rates Analysis

In Depth Analysis of Garfield, IA Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Garfield, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Garfield, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Garfield 4 Beds, 2 Baths, 2660 sqft $209,000 $96
Hull 2 Beds, 1 Bath, 1,510 sqft $105,000 $58
Flournoy, NE 4 Beds, 2 Baths, 3,170 sqft $229,000 $52
Waterman 3 Beds, 2 Baths, 2,190 sqft $110,000 $71
Charter Oak 4 Beds, 1 Bath, 1,730 sqft $103,000 $58
Garfield 4 Beds, 1 Bath, 2,090 sqft $140,000 $85
St. Johns, NE 2 Beds, 1 Bath, 980 sqft $62,000 $30
Ricketts 3 Beds, 2 Baths, 1,900 sqft $99,000 $41
Eureka 2 Beds, 1 Bath, 1,040 sqft $90,000 $32
Covington, NE 3 Beds, 2 Baths, 2,100 sqft $109,000 $70
Lincoln 3 Beds, 1 Bath, 1,230 sqft $60,000 $48
Richland 4 Beds, 3 Baths, 3,250 sqft $211,000 $121
Kedron 2 Beds, 1 Bath, 1,480 sqft $95,000 $51
St. Clair 2 Beds, 1 Bath, 1,740 sqft $85,000 $40
Hayes 3 Beds, 2 Baths, 1,300 sqft $59,000 $28
Jefferson, SD 2 Beds, 1 Bath, 1,600 sqft $89,000 $65
Galva 3 Beds, 2 Baths, 1,690 sqft $125,000 $40
Silvercreek, NE 3 Beds, 1 Bath, 1,310 sqft $110,000 $53
Oyens 2 Beds, 1 Bath, 1,100 sqft $75,000 $33
Anthon 2 Beds, 1 Bath, 1,200 sqft $73,000 $24
Truesdale 2 Beds, 1 Bath, 1,740 sqft $114,000 $66

If your Garfield, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Garfield:

Claim Typical Claim Amount
THEFT/BURGLARY $1,500
SMOKE $10,500
WIND $4,000

Your Garfield, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Northwest Consultants Inc, 414 n main, Marcus, IA, 51035 712-376-4318
  • State Farm: Michael Crank, 1243 silent prairie rd, Le Mars, IA, 51031-2897 712-546-4605

Your Background Impacts Your Home Insurance Quotes

Here is a list of Garfield, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score No Income More than 3 Pets at home, Non-Smoker $190
Unemployed 750-799 Credit Score No Income 3 Pets, Smoker $840
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $880